Laura Jewett

Laura Jewett

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Closed

$800,000

($202,381 down)
VA

16445 Daza Drive, Ramona, CA 92065

4
3
1,963 sqft
PITI Monthly
$3,861.1 /mo

Listing courtesy of: Brian Britton, eXp Realty of California, Inc.

Assumed Rate

3.45%
7.15%

Principal & Interest

$2,811 /mo
$4,255 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
HOME OFFICE
WET BAR
PATIO
TENNIS COURTS
MOUNTAIN VIEWS

Welcome to your dream home in the beautiful San Diego Country Estates! This spacious 1,963 square-foot house has been well taken care of and pride of ownership is shown throughout. As you enter the foyer with custom tile work, you’ll notice the front room to your left, with lots of natural light with large windows, a stone fireplace, and a wet bar that is perfect for entertaining. Continue on and take in the open floorplan with an upgraded kitchen, living room and dining areas. The master bedroom is spacious and comes with an ensuite bathroom that has a walk in shower. At the end of the hall, you'll notice the 4th bedroom and 3rd bath. This extra room has a built-in desk space, private access, as well as access to the home, making it ideal for guests or a home office setup. Step outside onto one of the two patios and prepare to be amazed by the breathtaking mountain views. The drought-resistant landscape not only adds to the property's visual appeal but also helps conserve water. The backyard features a fenced-in garden area, a separate fenced-off pet area, and mature, fruit-bearing trees. This home is nestled in a community that offers the best of both worlds: tranquility and adventure. Enjoy the perks of country living while having access to fantastic amenities and outdoor fun. Community amenities include miles and miles of hiking and horse trails, two swimming pools, tennis courts, volleyball courts, parks, a country club golf course and so much more! This isn't just a house; it's a lifestyle. Whether you're sipping your morning coffee while gazing at the mountains or enjoying a barbecue with friends on one of the patios, this home offers the perfect blend of comfort and natural beauty. Don't miss your chance to make this slice of paradise your own!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.45
Remaining Loan Term
27 years, 0 months
Monthly PITI
$3,861.1/mo
Estimated Loan Balance
$601,961
Cash to close
$202,381
Interest Paid
$63,333

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, WholeHouseFan
  • Heating: Central, ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Propane
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: PatioHome
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, DogPark, Foothills, Fishing, Golf, Hiking, HorseTrails, Stables, Lake, Mountainous, Park, PreservePublicLand, Suburban, Valley, Pool
HOA
  • Has HOA: Yes
  • HOA Name: San Diego Country Estates
  • HOA Amenities: Unknown
  • HOA Fee: $165
  • HOA Frequency: $Monthly
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $407.54
  • Tax Annual Amount: $10000
  • On Market Date: 2024-10-16T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $202,381 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $202,381!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$597,619
Your Cash$202,381
Total Purchase Price:$800,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$2,811/mo
Traditional @ 7.5%
$4,414/mo
You save $1,602/month ($19,227/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2406398

Listing From:

Last updated: 2024-10-17T17:50:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$2,811 /mo
$4,255 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $202,381 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $202,381!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$597,619
Your Cash$202,381
Total Purchase Price:$800,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$2,811/mo
Traditional @ 7.5%
$4,414/mo
You save $1,602/month ($19,227/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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