Laura Jewett

Laura Jewett

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Closed

$1,399,900

($159,240 down)
VA

1643 Oak View Ter, Bonita, CA 91902

5
3
2,332 sqft
PITI Monthly
$6,237.17 /mo

Listing courtesy of: Matt Huneycutt, eXp Realty of California, Inc.

Assumed Rate

3.75%
7.15%

Principal & Interest

$6,021 /mo
$8,780 /mo

What's Special

SHOPPING
VAULTED CEILINGS
BALCONY
COZY
NO HOA

Rarely available 5 bed pool home in the coveted Bonita Long Canyon neighborhood! Home to the top rated Bonita vista school district, this fabulous property enjoys a huge lot with no neighbors to the rear. It is perfectly situated at the end of a cozy enclave between 3 cul de sacs, bordered by San Diego County open space and the Bonita Long Canyon Park. There is no HOA or Mello Roos, yet the community is oozing with pride of ownership. Quiet and secluded, yet 1.5 miles from shopping and 3.3 miles to Eastlake Village shopping center (Target, Kohls and Petco). The home has been massively upgraded with paid solar, a pavestone lined RV driveway that runs full length along the side of the house, providing for parking outside of the fence as well as RV parking inside the gate with Electric hookups and EV charging. Complete 3 car garage with epoxy floors. The home has an all out backyard oasis. The outdoor kitchen is covered with its own pergola, a Salt Water pool with built in spa, gas fire pit and even a water fall that you have to see to believe. Inside the home you will find vaulted ceilings, fresh calming neutral greige paint, plantation shutters and vinyl dual pane windows and doors. There is a Downstairs bedroom with Full Bath, equipped with a custom murphy bed, making it the perfect mixed space office/bedroom. The master bedroom has a balcony that peers over the pool. All bathrooms have been updated. It is turn key, move in ready. VA and FHA ok. This is the one you've been waiting for!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.75
Remaining Loan Term
27 years, 1 months
Monthly PITI
$6,237.17/mo
Estimated Loan Balance
$1,247,050
Cash to close
$159,240
Interest Paid
$138,419

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: GasHeat, Heated, Private, SaltWater

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Bonita
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Bonita

Financial Details

  • Price per Sqft: $600.3
  • Tax Annual Amount: $
  • On Market Date: 2024-09-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $159,240 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $159,240!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$1,240,660
Your Cash$159,240
Total Purchase Price:$1,399,900

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$6,021/mo
Traditional @ 7.5%
$9,108/mo
You save $3,087/month ($37,045/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240021732SD

Listing From:

Last updated: 2024-12-05T05:22:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.75%
7.15%

Principal & Interest

$6,021 /mo
$8,780 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $159,240 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $159,240!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$1,240,660
Your Cash$159,240
Total Purchase Price:$1,399,900

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$6,021/mo
Traditional @ 7.5%
$9,108/mo
You save $3,087/month ($37,045/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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