Laura Jewett

Laura Jewett

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Closed

$385,000

($188,044 down)
FHA

16429 N 113TH Drive, Surprise, AZ 85378

4
2
1,571 sqft
PITI Monthly
$1,411.77 /mo

Listing courtesy of: Stacy Miller, Re/Max Fine Properties

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,003 /mo
$1,486 /mo

What's Special

SHOPPING
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
PATIO

Approved ASSUMABLE RATE of 3.36%- $1295 monthly payment!! Citrus Grove is conveniently located off Bell road just minutes from fabulous shopping, restaurants, 101 and awesome parks! You will LOVE this move in ready home in with tons of natural light and neutral colors throughout, upgraded lighting throughout, newer carpet, newer HVAC, newer water heater! Home features stainless steel appliances, large picture windows, easy to care for landscape in front and back, open kitchen, vaulted ceilings extended patio and split floor plan!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 11 months
Monthly PITI
$1,411.77/mo
Estimated Loan Balance
$201,352
Cash to close
$188,044
Interest Paid
$38,498

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Electric, Ceiling
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: Pulte

Community & HOA

Community
  • Subdivision: CITRUS POINT
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Citrus Point
  • HOA Amenities: Unknown
  • HOA Fee: $57.5
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $245.07
  • Tax Annual Amount: $1238
  • On Market Date: 2024-07-04T08:37:57.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $188,044 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $188,044!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$196,956
Your Cash$188,044
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,003/mo
Traditional @ 7.5%
$1,541/mo
You save $539/month ($6,463/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6721933

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-11T16:40:48.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,003 /mo
$1,486 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $188,044 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $188,044!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$196,956
Your Cash$188,044
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,003/mo
Traditional @ 7.5%
$1,541/mo
You save $539/month ($6,463/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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