Laura Jewett

Laura Jewett

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Pending

$595,000

($114,375 down)
FHA

1640 Maple Dr UNIT 15, Chula Vista, CA 91911

3
3
1,576 sqft
PITI Monthly
$3,327.82 /mo

Listing courtesy of: Amra Munsch, Velocity Realty

Assumed Rate

2.81%
7.15%

Principal & Interest

$2,168 /mo
$3,559 /mo

What's Special

LOCATION
DINING
SPACIOUS
BALCONY

This fully detached condo is situated in the very best location within the entire Autumn Hills community. Add the private 2 car garage attached by way of a fully fenced back yard and you will surely feel like you are living in a Single Family Residence. This spacious home features 2 separate living spaces downstairs along with an open kitchen and dining room. Upstairs you will find all 3 bedrooms with an en suite primary room and attached balcony. The Autumn Hills community has a lot of amenities to offer including a pool, jacuzzi, tennis court, lots of green space and close proximity to freeway access.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$3,327.82/mo
Estimated Loan Balance
$503,743
Cash to close
$114,375
Interest Paid
$56,674

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Electric, ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1974
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Autumn Hills
  • HOA Amenities: Unknown
  • HOA Fee: $627
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $377.54
  • Tax Annual Amount: $7437.5
  • On Market Date: 2025-03-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $114,375 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $114,375!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$480,625
Your Cash$114,375
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$2,168/mo
Traditional @ 7.5%
$3,692/mo
You save $1,524/month ($18,286/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250021201SD

Listing From:

Last updated: 2025-03-20T22:10:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$2,168 /mo
$3,559 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $114,375 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $114,375!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$480,625
Your Cash$114,375
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$2,168/mo
Traditional @ 7.5%
$3,692/mo
You save $1,524/month ($18,286/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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