Laura Jewett

Laura Jewett

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Closed

$365,000

($121,167 down)
FHA

1639 W ALTA VISTA Road, Phoenix, AZ 85041

4
2
1,619 sqft
PITI Monthly
$1,540.98 /mo

Listing courtesy of: Nicholas Staffieri, My Home Group Real Estate

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,099 /mo
$1,764 /mo

What's Special

LOCATION
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO

The perfect corner lot in the desirable Southgate Community is ready to welcome new owners! Discover the charm of the spacious living room enhanced with a designer palette, tall ceilings, pre-wired surround sound, wood-style flooring, and sliding glass doors to the back patio. The eat-in kitchen is a homemaker's dream, outfitted with stainless steel appliances, track lighting, granite counters, lovely wood cabinetry, and a breakfast bar for quick meals. Retreat to the main suite, boasting soft carpet, a sitting area with a bay window, an immaculate ensuite, and a walk-in closet. Outside, the large backyard offers a covered patio, pavers, and artificial turf—perfect for outdoor entertaining, relaxation, or play. Great location! This value will not disappoint!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,540.98/mo
Estimated Loan Balance
$244,325
Cash to close
$121,167
Interest Paid
$26,853

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Electric
Features
  • Materials: Blown Cellulose, Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Blown Cellulose, Painted, Stucco, Frame - Wood
  • Roof: Tile, Concrete
Condition
  • Year Built: 2003
Details
  • Builder: Ryland Homes

Community & HOA

Community
  • Subdivision: Reserve at Southgate
  • Features: Near Bus Stop, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Reserve at Southgate
  • HOA Amenities: Unknown
  • HOA Fee: $70
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $225.45
  • Tax Annual Amount: $1288
  • On Market Date: 2024-10-03T21:50:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,167 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $121,167!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$243,833
Your Cash$121,167
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,099/mo
Traditional @ 7.5%
$1,830/mo
You save $732/month ($8,780/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6766090

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-10-25T08:09:15.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,099 /mo
$1,764 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,167 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $121,167!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$243,833
Your Cash$121,167
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,099/mo
Traditional @ 7.5%
$1,830/mo
You save $732/month ($8,780/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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