Laura Jewett

Laura Jewett

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Closed

$795,000

($456,032 down)
VA

1638 Calle Avila, Chula Vista, CA 91913

4
3
1,694 sqft
PITI Monthly
$2,048.95 /mo

Listing courtesy of: Susan Mullett, Redfin Corporation

Assumed Rate

3.44%
7.15%

Principal & Interest

$1,832 /mo
$2,777 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
PATIO
CLUBHOUSE
WALKING TRAILS
COZY

Welcome to your dream home in the highly desirable neighborhood of Avila in Otay Ranch! This stunning detached single-family home boasts a brand-new primary bathroom with white carrara marble encased shower and tub, white shaker cabinets, quartz countertops, lvp flooring and fixtures. The new kitchen features chic gray cabinetry, white quartz countertops, a stylish subway tile backsplash, and top-of-the-line stainless steel appliances. Enjoy the soft, filtered light of plantation shutters and the durability of porcelain tile flooring throughout the downstairs living areas. With separate living and family rooms, complete with a cozy fireplace, this home offers plenty of space for relaxation and entertaining. Upstairs, you'll find all the bedrooms and a convenient laundry room. The primary bedroom is a luxurious retreat, featuring a spacious walk-in closet and a new ensuite primary bathroom. Venture outside to a generous stamped concrete backyard patio, perfect for dining al fresco, hosting gatherings, or simply unwinding in the fresh air. The home also includes an attached tandem 2-car garage for your convenience. Avila residents are treated to an array of fantastic amenities, including a park just down the block and exclusive access to the Montecito Clubhouse & Pool. Enjoy the spa, fitness room, basketball court, tennis court, bocce ball, and scenic walking trails. This vibrant community is also close to top-rated schools, shopping, restaurants, entertainment, and transportation, making it the perfect place to call home. Don't miss the chance to own this exceptional property in one of Otay Ranch's most sought-after neighborhoods!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.44
Remaining Loan Term
21 years, 6 months
Monthly PITI
$2,048.95/mo
Estimated Loan Balance
$390,681
Cash to close
$456,032
Interest Paid
$109,560

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric, Gas
  • Heating: Electric, ForcedAir, Fireplaces
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2011
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Avila
  • HOA Amenities: Unknown
  • HOA Fee: $166
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $469.3
  • Tax Annual Amount: $
  • On Market Date: 2024-10-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $456,032 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $456,032!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$338,968
Your Cash:$456,032
Total Purchase Price:$795,000

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$1,832/mo
Traditional @ 7.5%
$2,880/mo
You save $1,048/month ($12,574/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240023601SD

Listing From:

Last updated: 2024-12-05T03:39:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.44%
7.15%

Principal & Interest

$1,832 /mo
$2,777 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $456,032 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $456,032!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$338,968
Your Cash:$456,032
Total Purchase Price:$795,000

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$1,832/mo
Traditional @ 7.5%
$2,880/mo
You save $1,048/month ($12,574/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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