Laura Jewett

Laura Jewett

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$1,975,000

($1,276,480 down)
VA

162 Valley View Place, Arroyo Grande, CA 93420

4
3
2,496 sqft
PITI Monthly
$5,443.47 /mo

Listing courtesy of: Ian Chandler, Home & Ranch Sotheby's Intl

Assumed Rate

2.76%
7.15%

Principal & Interest

$3,086 /mo
$5,099 /mo

What's Special

LOCATION
DINING
SPACIOUS
GRANITE COUNTERTOPS
BREAKFAST NOOK
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
GAME ROOM
PATIO

Perched in the hills overlooking Corralitos Valley, this stunning custom-built Italian Craftsman cottage is a true masterpiece where no detail was overlooked, and no expense spared. Nestled on 3.3 private acres, this home offers both seclusion and convenience, just five minutes from Arroyo Grande Village. Plus, take advantage of an assumable 2.75% interest rate loan—a rare and valuable opportunity! The eye-catching architectural details immediately captivate—arched windows, decorative stonework, massive wood beams framing the entryway, and artisanal craftsmanship throughout. Inside, warm wooden floors, view-capturing custom windows, knotty alder doors, archways, recessed lighting, and stylish fixtures create an inviting yet refined ambiance. The expansive main living area features soaring 13-foot ceilings and breathtaking views. The formal dining room is centered around a dramatic two-way El Dorado stone fireplace, shared with the living room. The gourmet kitchen is a chef’s dream, featuring granite countertops, a six-burner Italian Bertazzoni range and hood, Sub-Zero refrigerator, travertine backsplash, a copper sink, ample bar seating, and a walk-in pantry. The adjacent breakfast nook leads to an expansive back patio, where panoramic views provide the perfect setting for outdoor entertaining. The luxurious primary suite is a retreat of its own, with a sitting area and private access to the back patio. The spa-like primary bath features his and her vanities with under-lit onyx countertops, a frameless glass shower, a soaking tub with spectacular views, and dual walk-in closets. The guest wing on the opposite side of the home offers two spacious guest bedrooms with a Jack and Jill bathroom, boasting stone flooring, granite counters, dual sinks, and a floor-to-ceiling tiled shower. Additionally, there is a fourth bedroom/office space, a guest bath, and a laundry room. Upstairs, a cavernous loft space provides endless possibilities—ideal for a man cave, game room, kids’ retreat, or family lounge. Additional amenities include a finished two-car garage with a Tesla charger, RV hookups, and drought-conscious landscaping with drip irrigation. A graded site offers the potential to build a 1,200 sq. ft. guest house, making this home an even more valuable investment. With its unparalleled craftsmanship, breathtaking views, and prime location, this exceptional home is a rare opportunity to own a true work of art in the hills of Corralitos Valley.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.76
Remaining Loan Term
26 years, 6 months
Monthly PITI
$5,443.47/mo
Estimated Loan Balance
$948,267
Cash to close
$1,276,480
Interest Paid
$70,176

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom, LivingRoom, MultiSided
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Cottage, Craftsman
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 2016
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking
HOA
  • Has HOA: No
Location
  • Region: Arroyo Grande

Financial Details

  • Price per Sqft: $791.27
  • Tax Annual Amount: $24687.5
  • On Market Date: 2025-02-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,276,480 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $1,276,480!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$698,520
Your Cash:$1,276,480
Total Purchase Price:$1,975,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$3,086/mo
Traditional @ 7.5%
$5,289/mo
You save $2,203/month ($26,438/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS25018192

Listing From:

Last updated: 2025-03-31T17:53:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.76%
7.15%

Principal & Interest

$3,086 /mo
$5,099 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,276,480 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $1,276,480!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$698,520
Your Cash:$1,276,480
Total Purchase Price:$1,975,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$3,086/mo
Traditional @ 7.5%
$5,289/mo
You save $2,203/month ($26,438/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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