Laura Jewett

Laura Jewett

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$699,999

($262,298 down)
FHA

1627 Livingston Ln, Richmond, CA 94801

4
3
1,697 sqft
PITI Monthly
$3,483.83 /mo

Listing courtesy of: Keenan Howard, Keenan Howard Realty, Inc.

Assumed Rate

3.63%
7.15%

Principal & Interest

$2,240 /mo
$3,316 /mo

What's Special

DINING
MODERN
RENOVATED
STAINLESS STEEL APPLIANCES
FIREPLACE
LANDSCAPED
CHARMING
COZY

Charming 4-Bedroom Home in Richmond’s City Neighborhood. Step into this beautifully renovated 4-bedroom, 2.5-bathroom home that offers 1,697 sq. ft. of modern living space. Featuring recessed lighting, sleek HQV flooring, and updated ceiling fans throughout, the home is bright and inviting. The kitchen is a standout with quartz countertops and stainless steel appliances. The dining room is perfect for entertaining, complete with a beautiful chandelier. Relax by the fireplace in the cozy living room, or enjoy the master bathroom’s rainfall showerhead. Other bathrooms have been updated with quartz sinks. Additional features include dual-pane windows, fresh interior and exterior paint, and a landscaped yard. A one-car garage with a Tesla charger, a driveway with space for two more vehicles, and a 360 Ring camera add convenience and security. Located near BART, Amtrak, Kaiser, Bike World, main bus stops, and just minutes from the Richmond Ferry. *The Middle-Income Downpayment Assistance program is offering a grant of up to $50,000 for qualified middle-income first-time homebuyers to purchase a home in eligible California,Nevada,and Arizona counties. This grant is only available until program funds run out, so don't miss this opportunity to achieve your homeownership dreams!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.63
Remaining Loan Term
24 years, 8 months
Monthly PITI
$3,483.83/mo
Estimated Loan Balance
$438,614
Cash to close
$262,298
Interest Paid
$90,139

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Unknown
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom
  • Flooring: SeeRemarks

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: SOUTH RICHMOND
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Richmond

Financial Details

  • Price per Sqft: $412.49
  • Tax Annual Amount: $8749.99
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $262,298 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $262,298!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.63% Sellers Rate
$437,701
Your Cash$262,298
Total Purchase Price:$699,999

Assumed vs Traditional Mortgage

Assumed @ 3.63%
$2,240/mo
Traditional @ 7.5%
$3,439/mo
You save $1,199/month ($14,390/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41090145

Listing From:

Last updated: 2025-04-02T18:38:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.63%
7.15%

Principal & Interest

$2,240 /mo
$3,316 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $262,298 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $262,298!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.63% Sellers Rate
$437,701
Your Cash$262,298
Total Purchase Price:$699,999

Assumed vs Traditional Mortgage

Assumed @ 3.63%
$2,240/mo
Traditional @ 7.5%
$3,439/mo
You save $1,199/month ($14,390/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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