Laura Jewett

Laura Jewett

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Closed

$850,000

($358,255 down)
VA

1624 Malta Ave, Chula Vista, CA 91911

3
2
1,314 sqft
PITI Monthly
$2,535.09 /mo

Listing courtesy of: Katie Gouletas, Redfin

Assumed Rate

3.18%
7.15%

Principal & Interest

$2,318 /mo
$3,630 /mo

What's Special

DINING
MODERN
HIGH-END FINISHES
FIREPLACE
OUTDOOR LIVING SPACE
DECK
COZY

Welcome to this beautifully updated 3-bedroom, 2-bath home, packed with custom features and high-end finishes. The kitchen is a chef’s dream, boasting quartz countertops, a stunning quartzite sink, newer appliances, and premium cabinets crafted from maple. You’ll love the custom touches, including a spice drawer, hidden knife storage, a media cabinet, and custom oak shelving. The large kitchen overhang offers plenty of seating, perfect for casual dining or entertaining. Step outside to enjoy the added deck with a pergola, creating a wonderful outdoor living space ideal for gatherings or simply unwinding in the fresh air. The backyard also features a hand-built playhouse and fire pit, making it a perfect spot for family fun. Both bathrooms have been updated with new plumbing, and hand-made Moroccan Zellige tile for a spa-like feel. The secondary bath also features a luxurious cast iron tub. The handmade Mexican tile backsplash in the kitchen and cozy fireplace adds a warm and inviting touch throughout. The home offers modular closet storage for maximum organization, and the elevated street position provides lovely views and a sense of privacy. 1500 square feet of professionally installed premium turf, lemon, lime, and plum trees in back yard. Plus, you’ll enjoy the convenience of easy access to the 805 freeway, making commutes a breeze. This home is truly one-of-a-kind, blending modern updates with artisanal details.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.18
Remaining Loan Term
25 years, 7 months
Monthly PITI
$2,535.09/mo
Estimated Loan Balance
$577,088
Cash to close
$358,255
Interest Paid
$72,067

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Fireplaces, NaturalGas
Features
  • Materials: Stone, CopperPlumbing
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial, Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stone, CopperPlumbing
  • Roof: Shingle
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $646.88
  • Tax Annual Amount: $
  • On Market Date: 2024-10-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $358,255 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $358,255!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$491,745
Your Cash$358,255
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$2,318/mo
Traditional @ 7.5%
$3,765/mo
You save $1,447/month ($17,362/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240025386SD

Listing From:

Last updated: 2024-12-04T22:46:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.18%
7.15%

Principal & Interest

$2,318 /mo
$3,630 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $358,255 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $358,255!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$491,745
Your Cash$358,255
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$2,318/mo
Traditional @ 7.5%
$3,765/mo
You save $1,447/month ($17,362/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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