Laura Jewett

Laura Jewett

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$455,000

($221,314 down)
FHA

16244 Valeport Avenue, Lancaster, CA 93535

4
3
1,970 sqft
PITI Monthly
$2,176.37 /mo

Listing courtesy of: Errin Rust, Keller Williams Luxury

Assumed Rate

4.53%
7.15%

Principal & Interest

$1,348 /mo
$1,791 /mo

What's Special

SPACIOUS
WALK-IN CLOSET
MASTER SUITE
PATIO

Seize this rare opportunity to own a beautifully upgraded single-story home on nearly an acre! With 1,970 sq. ft. of light-filled space, this 4-bedroom, 3-bathroom gem offers dual primary suites, including a spacious addition featuring two walk-in closets and a luxurious claw-foot tub. Thoughtful upgrades include crown molding, solid wood six-panel doors, newer paint inside and out, real wood and travertine flooring, two central HVAC units, and an oversized evaporative cooler in the master suite. The kitchen is both inviting and functional, featuring a built-in wine rack, custom shelving, and a BOSCH dishwasher. Additional upgrades include an upgraded septic system and a new water heater for peace of mind. Step outside to an entertainer’s paradise with a built-in BBQ island (Viking BBQ needs finishing), a covered patio, a tranquil waterfall and recreational koi pond, a barn shed, a fire pit, a horse stall/stable, and a dog run. Fully gated with dual entry access, this property also boasts a brand-new roof and a transferable solar purchase that saves you thousands. A must-see home that blends comfort, style, and outdoor charm!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.53
Remaining Loan Term
23 years, 5 months
Monthly PITI
$2,176.37/mo
Estimated Loan Balance
$234,612
Cash to close
$221,314
Interest Paid
$74,603

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, EvaporativeCooling
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Bath, FamilyRoom, GasStarter, PrimaryBedroom, WoodBurning
  • Flooring: Carpet, Stone, Tile, Wood

Exterior

Fencing
  • Fencing: ChainLink, Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Foothills, HorseTrails, StreetLights
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $230.96
  • Tax Annual Amount: $5687.5
  • On Market Date: 2025-03-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $221,314 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $221,314!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.53% Sellers Rate
$233,686
Your Cash$221,314
Total Purchase Price:$455,000

Assumed vs Traditional Mortgage

Assumed @ 4.53%
$1,348/mo
Traditional @ 7.5%
$1,857/mo
You save $509/month ($6,112/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25053805

Listing From:

Last updated: 2025-04-01T00:31:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.53%
7.15%

Principal & Interest

$1,348 /mo
$1,791 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $221,314 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $221,314!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.53% Sellers Rate
$233,686
Your Cash$221,314
Total Purchase Price:$455,000

Assumed vs Traditional Mortgage

Assumed @ 4.53%
$1,348/mo
Traditional @ 7.5%
$1,857/mo
You save $509/month ($6,112/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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