Laura Jewett

Laura Jewett

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Closed

$370,000

($168,946 down)
VA

16235 W MOUNTAIN PASS Drive, Surprise, AZ 85374

2
2
1,495 sqft
PITI Monthly
$1,196.04 /mo

Listing courtesy of: Russell Harris, RETSY

Assumed Rate

2.77%
7.15%

Principal & Interest

$895 /mo
$1,477 /mo

What's Special

SPACIOUS
WALK-IN CLOSET
PATIO

Discover the joy of owning this ranch-style residence in the 55+ Sun City Grand Community! Take a tour inside to find a welcoming living room adorned w/high ceilings, a designer palette, wood-look flooring, plush carpeting, & sliding glass doors to the backyard. The heart of the home is the eat-in kitchen, w/c offers built-in appliances, solid surface counters, recessed lighting, plantation shutters, & plenty of wood cabinetry w/crown molding. Additionally, there's a bonus room ideal for a hobby space or an extra bedroom. The carpeted primary retreat has a sitting area w/a bay window, outdoor access, an ensuite, & a walk-in closet. Don't miss the spacious 2-car garage w/attached cabinets. The tranquil backyard invites you to unwind under the covered patio/extended pergola! Act now!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,196.04/mo
Estimated Loan Balance
$282,472
Cash to close
$168,946
Interest Paid
$24,550

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1998
Details
  • Builder: Del Webb

Community & HOA

Community
  • Subdivision: SUN CITY GRAND-BLUE SKY
  • Features: Pickleball Court(s), Community Spa Htd, Community Spa, Community Pool Htd, Community Pool, Community Media Room, Golf, Horse Facility, Tennis Court(s), Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: The Grand
  • HOA Amenities: Unknown
  • HOA Fee: $1861
  • HOA Frequency: $Annually
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $247.49
  • Tax Annual Amount: $1812
  • On Market Date: 2024-07-31T23:50:02.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $168,946 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $168,946!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$201,054
Your Cash$168,946
Total Purchase Price:$370,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$895/mo
Traditional @ 7.5%
$1,532/mo
You save $637/month ($7,644/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6738031

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-10-22T22:00:42.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$895 /mo
$1,477 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $168,946 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $168,946!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$201,054
Your Cash$168,946
Total Purchase Price:$370,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$895/mo
Traditional @ 7.5%
$1,532/mo
You save $637/month ($7,644/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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