Laura Jewett

Laura Jewett

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$285,000

($23,715 down)
VA

16225 N 30TH Street UNIT 6, Phoenix, AZ 85032

2
2
968 sqft
PITI Monthly
$1,633.29 /mo

Listing courtesy of: Michael T Pias, HomeSmart

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,457 /mo
$1,838 /mo

What's Special

REMODELED
LOCATION
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
CHARMING
TURNKEY

*** VA ASSUMABLE LOAN***Charming townhome situated in an excellent location in North Paradise Valley. This home is close to the 51,101 North, restaurants, Piestewa Peak and so much more. It is turnkey at it's best!! This home was beautifully remodeled in 2022 which included a brand new kitchen, flooring and plumbing including hot water heater. Enjoy lower energy bills with windows and HVAC also replaced in 2022. Upon entering your eyes go immediately to the appealing kitchen with white cabinets, quartz counter tops and stainless steel appliances. In the living room, the focal point is the floor to ceiling, gorgeous stacked stone fireplace. All of these touches come together with vinyl luxury flooring combining beauty and function.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$1,633.29/mo
Estimated Loan Balance
$262,027
Cash to close
$23,715
Interest Paid
$37,597

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Living Room
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Built-Up
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Spanish
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Built-Up
Condition
  • Year Built: 1984
Details
  • Builder: UNk

Community & HOA

Community
  • Subdivision: PARADISE GARDEN VILLAS
  • Features: Community Pool, Transportation Svcs, Near Bus Stop
HOA
  • Has HOA: Yes
  • HOA Name: Paradise Gardens
  • HOA Amenities: Unknown
  • HOA Fee: $268
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $294.42
  • Tax Annual Amount: $310
  • On Market Date: 2025-01-04T17:00:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $23,715 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $23,715!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$261,285
Your Cash$23,715
Total Purchase Price:$285,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,457/mo
Traditional @ 7.5%
$1,906/mo
You save $449/month ($5,388/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6800185

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-04T20:06:41.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,457 /mo
$1,838 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $23,715 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $23,715!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$261,285
Your Cash$23,715
Total Purchase Price:$285,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,457/mo
Traditional @ 7.5%
$1,906/mo
You save $449/month ($5,388/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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