Laura Jewett

Laura Jewett

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Closed

$995,000

($551,530 down)
FHA

1616 Gold Run Rd, Chula Vista, CA 91913

5
3
1,952 sqft
PITI Monthly
$4,389.14 /mo

Listing courtesy of: Luis Altuzar Alvarez, Ace Real Estate Agency, Inc

Assumed Rate

3.69%
7.15%

Principal & Interest

$2,505 /mo
$3,681 /mo

What's Special

SHOPPING
SPACIOUS
VAULTED CEILINGS
WALK-IN CLOSET
MASTER SUITE
SOLAR PANELS

Welcome to this spacious 5-bedroom, 3-bathroom home located in the desirable Otay Ranch community. Built in 2001, this 1,952 sq ft residence features vaulted ceilings, plantation shutters and more. The open-concept kitchen flows into a large family room, perfect for gatherings. The main floor includes a convenient bedroom and full bathroom, while the upstairs houses four additional bedrooms. The master suite boasts a generous walk-in closet and an en-suite bathroom with a large tub and shower. Situated on a 5,244 sq ft lot, the property offers a spacious fenced backyard ideal for outdoor activities. Located near top-rated schools, shopping centers, and parks, this home provides both comfort and convenience. Additionally, the property comes equipped with solar panels.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.69
Remaining Loan Term
21 years, 2 months
Monthly PITI
$4,389.14/mo
Estimated Loan Balance
$448,002
Cash to close
$551,530
Interest Paid
$161,790

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: NaturalGas, None
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Walters Mgmt
  • HOA Amenities: Unknown
  • HOA Fee: $108
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $509.73
  • Tax Annual Amount: $12437.5
  • On Market Date: 2025-01-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $551,530 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $551,530!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$443,470
Your Cash:$551,530
Total Purchase Price:$995,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$2,505/mo
Traditional @ 7.5%
$3,818/mo
You save $1,313/month ($15,751/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250017522SD

Listing From:

Last updated: 2025-04-04T03:33:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$2,505 /mo
$3,681 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $551,530 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $551,530!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$443,470
Your Cash:$551,530
Total Purchase Price:$995,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$2,505/mo
Traditional @ 7.5%
$3,818/mo
You save $1,313/month ($15,751/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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