Laura Jewett

Laura Jewett

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$425,000

($310,979 down)
FHA

16116 Cajon Street, Hesperia, CA 92345

3
2
1,324 sqft
PITI Monthly
$1,394.27 /mo

Listing courtesy of: Fidel Carranza, CENTURY 21 Desert Rock

Assumed Rate

3.94%
7.15%

Principal & Interest

$661 /mo
$942 /mo

What's Special

SPACIOUS
MODERN
PATIO
FENCED YARD
CHARMING

This charming and inviting home is located in a well established Hesperia neighborhood. Front fenced yard features manicured landscaping, concrete walkway to front door. The spacious concrete driveway that extends from the front to the back offers extra room for parking your toys or potentially for RV Parking. There are 4 good size bedrooms with good closet space. Home has tile throughout and dual paned windows. Kitchen is long and wide and has plenty of cabinetry to store the goods, the cherry oak cabinets and the backsplash gives the kitchen a modern feel. There is a good size indoor laundry bonus room added convenience. Bathroom has granite sink counter top. Large Backyard with covered patio and trees, backyard is perfect for family gatherings with plenty of room for the kids or for your costumed garden. Make this four bedrooms one and half bathroom home yours !

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.94
Remaining Loan Term
20 years, 9 months
Monthly PITI
$1,394.27/mo
Estimated Loan Balance
$125,051
Cash to close
$310,979
Interest Paid
$46,213

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: WallFurnace
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: ChainLink, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Hesperia

Financial Details

  • Price per Sqft: $321
  • Tax Annual Amount: $5312.5
  • On Market Date: 2024-09-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $310,979 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $310,979!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.94% Sellers Rate
$114,021
Your Cash:$310,979
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 3.94%
$661/mo
Traditional @ 7.5%
$977/mo
You save $316/month ($3,792/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD24193222

Listing From:

Last updated: 2025-03-19T21:00:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.94%
7.15%

Principal & Interest

$661 /mo
$942 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $310,979 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $310,979!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.94% Sellers Rate
$114,021
Your Cash:$310,979
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 3.94%
$661/mo
Traditional @ 7.5%
$977/mo
You save $316/month ($3,792/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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