Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$849,999

($404,929 down)
FHA

1610 La Terrace Circle, San Jose, CA 95123

3
2
1,392 sqft
PITI Monthly
$2,592.33 /mo

Listing courtesy of: Steve Guerrero, Intero Real Estate Services

Assumed Rate

3.08%
7.15%

Principal & Interest

$2,037 /mo
$3,230 /mo

What's Special

SHOPPING
MODERN
LUXURY
PATIO

Welcome to this stunning 3 bedroom, 2 bathroom home nestled near the picturesque Almaden Lake. The property offers a private entrance, ensuring your peace and security. Step inside to discover a beautifully updated interior, boasting modern features and finishes throughout. The bathrooms, kitchen, and flooring have all been tastefully upgraded, creating a luxurious and contemporary living space. Located in a sought-after neighborhood, this home is just steps away from Almaden Lake walking/biking trails, bocce ball, & kids play area that provide the perfect opportunity for outdoor enthusiasts to enjoy nature & stay active. The home offers in-unit full size laundry, relaxing patio with storage, underground secure parking, updated HVAC, Luxury vinyl flooring through out, recessed lighting, both baths upgraded shower, tub, counters and sinks. The kitchen has updated stainless appliances, cabinetry, and plenty of pantry storage. The community offers a swimming pool, spa & water fountains for your enjoyment. Easy access with elevator from parking garage and intercom to access the front doors of the building. End unit allows one shared wall-kitchen & living room. This is one of the few 3 bedrooms in Lake Terrace. Conveniently located near Westfield shopping mall & HWY 85,87.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 2 months
Monthly PITI
$2,592.33/mo
Estimated Loan Balance
$446,853
Cash to close
$404,929
Interest Paid
$54,229

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Lakeview Condominium Homeowners Assoc
  • HOA Amenities: Unknown
  • HOA Fee: $597
  • HOA Frequency: $Monthly
Location
  • Region: San Jose

Financial Details

  • Price per Sqft: $610.63
  • Tax Annual Amount: $
  • On Market Date: 2024-07-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $404,929 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $404,929!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$445,070
Your Cash$404,929
Total Purchase Price:$849,999

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$2,037/mo
Traditional @ 7.5%
$3,350/mo
You save $1,313/month ($15,762/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81972854

Listing From:

Last updated: 2024-09-27T19:58:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$2,037 /mo
$3,230 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $404,929 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $404,929!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$445,070
Your Cash$404,929
Total Purchase Price:$849,999

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$2,037/mo
Traditional @ 7.5%
$3,350/mo
You save $1,313/month ($15,762/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.