Laura Jewett

Laura Jewett

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$785,000

($253,805 down)
VA

16105 N 183RD Drive, Surprise, AZ 85388

4
4
3,419 sqft
PITI Monthly
$2,759.06 /mo

Listing courtesy of: Melissa S Massey, Compass

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,331 /mo
$3,836 /mo

What's Special

GATED COMMUNITY
SHOPPING
DINING
SPACIOUS
LUXURY
PATIO
PLAYGROUND

Discover the perfect blend of comfort and convenience in this meticulously maintained home, nestled in the highly desirable gated community of Surprise Farms. This residence stands out with its unique combination of a spacious 2-car garage plus an impressive 40 ft RV garage, featuring a wall of attached cabinetry and epoxy flooring for unparalleled storage solutions. Boasting a true split floor plan, the home offers dual primary suites on opposite sides, ensuring privacy and comfort, while two additional guest bedrooms provide ample space for family and guests. The heart of the home, the kitchen, is a chef's delight with a custom backsplash, stunning 48-inch cabinets adorned with crown molding, sleek new hardware, and a large island—perfect for gatherings. The kitchen now features double ovens, with the new oven installed in 2022, offering a gas connection option, adding to its functionality and appeal. The great room, accented with a custom reclaimed wood feature wall and newly installed canned lights, creates a warm and inviting atmosphere. Energy efficiency is prioritized with shade screens on every window, a brand-new water heater, and new toilets throughout the home. Outdoor living is elevated with a built-in BBQ, fire pit, artificial grass, and travertine pavers in the backyard, complemented by a covered patio for year-round enjoyment. Practical features include a large walk-in pantry, laundry plus office space, and a main primary suite with custom tile in the shower and fully customized cabinetry in the closet. 35 ft concrete pad behind the gate can fit 2 cars. Located in one of the city's most sought-after master-planned communities, close to shopping, dining, elementary & high school within a mile radius and with children's playgrounds, this home offers both luxury and convenience. Don't miss the chance to make it yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.79
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,759.06/mo
Estimated Loan Balance
$532,288
Cash to close
$253,805
Interest Paid
$54,595

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric, Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Fire Pit, None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: Yes
  • Carport Spaces: 4
Water
  • Sewer: Public Sewer
  • Water Source: City Water, Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2017
Details
  • Builder: Courtland Homes

Community & HOA

Community
  • Subdivision: SURPRISE FARMS PHASE 5
  • Features: Gated, Playground
HOA
  • Has HOA: Yes
  • HOA Name: Surprise Farms
  • HOA Amenities: Unknown
  • HOA Fee: $125
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $229.6
  • Tax Annual Amount: $2539
  • On Market Date: 2024-02-16T00:00:00.000Z
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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $253,805 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $253,805!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$531,195
Your Cash$253,805
Total Purchase Price:$785,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,331/mo
Traditional @ 7.5%
$3,979/mo
You save $1,648/month ($19,781/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6662982

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T16:58:03.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,331 /mo
$3,836 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $253,805 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $253,805!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$531,195
Your Cash$253,805
Total Purchase Price:$785,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,331/mo
Traditional @ 7.5%
$3,979/mo
You save $1,648/month ($19,781/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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