Laura Jewett

Laura Jewett

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$675,000

($151,054 down)
VA

16064 W SOFT WIND Drive, Surprise, AZ 85387

6
5
3,550 sqft
PITI Monthly
$3,265.56 /mo

Listing courtesy of: Courtney Greger, West USA Realty

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,935 /mo
$3,701 /mo

What's Special

PATIO

Upgrades galore!!! Located across the street from the community center this 6 bedroom 4.5 bat home has it all! The gourmet kitchen with GE appliances has, 36'' gas cooktop, 48''built in smart refrigerator, built in oven and microwave, upgraded staggered cabinets and custom molding, 3cm granite counters, double sink with pull down faucet and 36'' chimney hood. There is gas connections inside in the laundry room, kitchen and outside for a BBQ. It has a tankless hot water heater, reverse osmosis and soft water system. The 16' Atrium doors open to the turf backyard with planting beds and expanded paver patio. So much to see in this highly upgraded Monticello model. Come and see this property today !!!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,265.56/mo
Estimated Loan Balance
$526,209
Cash to close
$151,054
Interest Paid
$75,717

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 5
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Blown Cellulose, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Blown Cellulose, Stucco
  • Roof: Tile
Condition
  • Year Built: 2022
Details
  • Builder: Fulton Homes

Community & HOA

Community
  • Subdivision: FULTON HOMES ESCALANTE PARCEL 2
  • Features: Pickleball, Community Pool, Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Escalante
  • HOA Amenities: Unknown
  • HOA Fee: $417
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $190.14
  • Tax Annual Amount: $1964
  • On Market Date: 2025-03-21T21:00:10.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $151,054 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $151,054!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$523,946
Your Cash$151,054
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,935/mo
Traditional @ 7.5%
$3,839/mo
You save $904/month ($10,850/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6839289

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-31T06:53:04.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,935 /mo
$3,701 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $151,054 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $151,054!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$523,946
Your Cash$151,054
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,935/mo
Traditional @ 7.5%
$3,839/mo
You save $904/month ($10,850/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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