Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$409,000

($138,078 down)
VA

16061 N 164th Lane, Surprise, AZ 85388

4
2
1,824 sqft
PITI Monthly
$1,454.3 /mo

Listing courtesy of: Julie Calza, My Home Group Real Estate

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,194 /mo
$1,960 /mo

What's Special

LOCATION
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
CONVENIENT LOCATION
CHARMING

''How you doin?'' Let me guess.. better now that you've found your dream home! This meticulously updated, charming 4 bedroom home is ready for it's new owner. As you walk in the open living space is the perfect hangout for entertaining FRIENDS or watching your favorite show. The kitchen is an entertainers delight with stainless steel appliances, backsplash and all the space to cook Thanksgiving. As you go down the hallway and PIVOT into the spacious primary bedroom you will enjoy the beautiful barn door adding privacy to your bathroom with walk-in closet. The backyard has all the space for an impromptu football game or backyard BBQ. In an extremely convenient location in the heart of Surprise you may just find your own Central Perk! And no.. you haven't been BAMBOOZLED! So don't miss!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,454.3/mo
Estimated Loan Balance
$276,993
Cash to close
$138,078
Interest Paid
$31,212

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2.5
  • Carport: Yes
  • Carport Spaces: 2.5
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Montalbano Homes

Community & HOA

Community
  • Subdivision: Northwest Ranch
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Northwest Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $59
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $224.23
  • Tax Annual Amount: $1323
  • On Market Date: 2024-07-04T07:37:39.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $138,078 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $138,078!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$270,922
Your Cash$138,078
Total Purchase Price:$409,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,194/mo
Traditional @ 7.5%
$2,033/mo
You save $839/month ($10,070/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6690828

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-02T15:55:49.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,194 /mo
$1,960 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $138,078 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $138,078!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$270,922
Your Cash$138,078
Total Purchase Price:$409,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,194/mo
Traditional @ 7.5%
$2,033/mo
You save $839/month ($10,070/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.