Laura Jewett

Laura Jewett

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Closed

$629,900

($283,934 down)
VA

16056 W Poinsettia Drive, Surprise, AZ 85379

3
2
2,309 sqft
PITI Monthly
$2,065.58 /mo

Listing courtesy of: Michael Drefs, Keller Williams Realty Elite

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,716 /mo
$2,543 /mo

What's Special

DINING
SOAKING TUB
PATIO

Tastefully decorated home with tall Rv garage in Greer Ranch North. 2.75% Assumable VA loan!! Great room floorplan with soft gray palette and white shutters. Sweet dining area opens to the kitchen and living area. Perfect for entertaining. Dream kitchen with granite island and counter tops. Tall upgraded mocha cabinets and stainless appliances. Soothing primary suite has private bath with soaking tub and glass shower. Central Den perfect for office or family room. Backyard has long covered paver patio for entertaining. Fabulous hot tub with stacked stone surround covered by a steel ramada. Unique RV garage with front door to street and rear door to backyard. Plus, 3 car tandem garage. Perfect for repairs & prepping. Shows like a new home. See it today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.62
Remaining Loan Term
24 years, 11 months
Monthly PITI
$2,065.58/mo
Estimated Loan Balance
$351,929
Cash to close
$283,934
Interest Paid
$65,891

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Spanish
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2014
Details
  • Builder: Courtland Homes

Community & HOA

Community
  • Subdivision: Greer Ranch North
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: Greer Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $272.8
  • Tax Annual Amount: $2192
  • On Market Date: 2024-07-04T07:26:08.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $283,934 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $283,934!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$345,966
Your Cash$283,934
Total Purchase Price:$629,900

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,716/mo
Traditional @ 7.5%
$2,638/mo
You save $922/month ($11,062/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6676097

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-26T18:52:48.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,716 /mo
$2,543 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $283,934 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $283,934!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$345,966
Your Cash$283,934
Total Purchase Price:$629,900

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,716/mo
Traditional @ 7.5%
$2,638/mo
You save $922/month ($11,062/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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