Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$430,000

($358,404 down)
VA

16026 N 171ST Lane, Surprise, AZ 85388

3
2
1,670 sqft
PITI Monthly
$696.87 /mo

Listing courtesy of: Nancy Hull, Blue Sage Realty

Assumed Rate

3.57%
7.15%

Principal & Interest

$445 /mo
$664 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
PLAYGROUND
COZY

Beautiful 3-Bedroom Home with Upgrades & Private Oasis! Discover this stunning 3-bed, 2-bath home with a den, offering an abundance of upgrades and a private, tranquil setting. The gourmet kitchen features granite countertops, a spacious island, cabinets with crown molding, NEW gas range roll-out shelves, and custom paint. Tile flooring runs throughout the home, complemented by window blinds, ceiling fans, and a custom-made fireplace for cozy evenings. Step outside to your backyard retreat, surrounded by a lush green belt for privacy. Enjoy a sparkling pool with a multi-color lighting system, heater, and saltwater system, plus a new pergola with a built-in mister system—perfect for entertaining! A stunning rose and herb garden adds to the charm while providing fresh ingredients for your cooking. The garage is a dream workspace, featuring tons of cabinets, and 2 workbenches. HVAC installed in 2022 , fully paid solar lease, sun screens, and soft water system. Located next to the children's playground. This home is ideal! All furniture and household goods are available for sale. Don't miss out on this incredible home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.57
Remaining Loan Term
18 years, 2 months
Monthly PITI
$696.87/mo
Estimated Loan Balance
$72,059
Cash to close
$358,404
Interest Paid
$36,282

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric, Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Gas
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Heated, None, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Trend Homes

Community & HOA

Community
  • Subdivision: Surprise Farms
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Surprise Farms II
  • HOA Amenities: Unknown
  • HOA Fee: $173
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $257.49
  • Tax Annual Amount: $1218
  • On Market Date: 2025-03-03T01:00:03.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $358,404 (83%)
You can enter any amount below - secondary financing will cover the difference if needed.
83%
$

You cover the entire equity of $358,404!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$71,596
Your Cash:$358,404
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$445/mo
Traditional @ 7.5%
$689/mo
You save $243/month ($2,922/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6828999

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-21T02:50:55.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.57%
7.15%

Principal & Interest

$445 /mo
$664 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $358,404 (83%)
You can enter any amount below - secondary financing will cover the difference if needed.
83%
$

You cover the entire equity of $358,404!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$71,596
Your Cash:$358,404
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$445/mo
Traditional @ 7.5%
$689/mo
You save $243/month ($2,922/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.