Laura Jewett

Laura Jewett

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Pending

$900,000

($146,994 down)
FHA

16010 Caminito Tomas, San Diego, CA 92128

3
3
1,554 sqft
PITI Monthly
$6,391.77 /mo

Listing courtesy of: Edward Dean, Pacific Sotheby's International Realty

Assumed Rate

6.16%
7.15%

Principal & Interest

$4,693 /mo
$5,197 /mo

What's Special

REMODELED
SPACIOUS
RENOVATED
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
PATIO
TENNIS COURTS
PLAYGROUND

Welcome to this beautifully renovated townhome in the highly sought after community of Rancho Bernardo! Step inside and enjoy the open layout and tasteful upgrades like engineered hardwood flooring that flows seamlessly throughout the home. Vaulted ceilings in almost every room create an open and airy feeling throughout. The highlight of the home is the completely remodeled kitchen. With new stone countertops and backsplash, recessed lighting, stainless steel appliances, and plenty of storage and prep space, it’s truly a chef’s delight. Outside you can enjoy the expansive, private patio, one of the largest in the complex, that is perfect for entertaining or just enjoying the great San Diego weather. Downstairs you have a full-sized bedroom with ample light and high ceilings that could double as an office space or play room. You also have a renovated half bath, dedicated laundry room, and direct access to the oversized, 2 car garage with built in storage shelving. Upstairs, enjoy expansive dual primary bedrooms, each with their own tastefully remodeled ensuite bathrooms and dual sink vanities, ensuring comfort and privacy in a spacious setting. With only one shared wall and plenty of privacy, this home feels and lives like a detached home. Additional features include skylights, solar power, and a newer AC unit for year-round comfort. Residents of the Tierra Del Sol complex also get access to the wonderful Bernardo Heights Community Center which offers pools, tennis courts, playgrounds, and so much more. The home is centrally located near great shops, schools, and restaurants and offers easy access to the 15, 56, and 78 freeways. With its stunning updates, spacious layout, and exceptional features, this townhouse is truly a rare find. Don't miss your chance to call this place home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.16
Remaining Loan Term
28 years, 1 months
Monthly PITI
$6,391.77/mo
Estimated Loan Balance
$753,829
Cash to close
$146,994
Interest Paid
$89,844

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Glass, Partial, Wood
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: SpanishTile
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Rancho Bernardo
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Tierra Del Sol
  • HOA Amenities: Unknown
  • HOA Fee: $520
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $579.15
  • Tax Annual Amount: $11250
  • On Market Date: 2025-02-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $146,994 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $146,994!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.16% Sellers Rate
$753,006
Your Cash$146,994
Total Purchase Price:$900,000

Assumed vs Traditional Mortgage

Assumed @ 6.16%
$4,693/mo
Traditional @ 7.5%
$5,198/mo
You save $506/month ($6,067/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250018405SD

Listing From:

Last updated: 2025-02-22T18:13:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.16%
7.15%

Principal & Interest

$4,693 /mo
$5,197 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $146,994 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $146,994!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.16% Sellers Rate
$753,006
Your Cash$146,994
Total Purchase Price:$900,000

Assumed vs Traditional Mortgage

Assumed @ 6.16%
$4,693/mo
Traditional @ 7.5%
$5,198/mo
You save $506/month ($6,067/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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