Laura Jewett

Laura Jewett

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Closed

$590,000

($63,924 down)
FHA

16001 Ginger Avenue, Mead, CO 80542

3
3
2,036 sqft
PITI Monthly
$4,306.26 /mo

Listing courtesy of: Samantha Maldonado, Montlor Colorado

Assumed Rate

6.54%
7.15%

Principal & Interest

$3,396 /mo
$3,614 /mo

What's Special

SERENE
MINUTES AWAY
SPACIOUS
MODERN
GAME ROOM
DECK
PATIO
COZY

Experience this stunning multi-level home with 3 bedrooms and 3 bathrooms, nestled on a generous corner lot in the sought-after Western Meadows Subdivision. Located within walking distance to Mead Elementary and Middle School, this property is part of the highly regarded St. Vrain Valley School District. One of the standout features of this home is the unobstructed panoramic view of the mountains from the backyard, kitchen, and primary bedroom, showcasing Longs Peak and Twin Sisters Peaks. Upon entering, you'll be welcomed by an open-concept layout, ideal for entertaining or spending quality time with loved ones. The inviting eat-in kitchen features ample counter space, modern appliances, and plenty of cabinetry. Each of the three cozy bedrooms is filled with natural light and offers ample closet space. The expansive bonus room on the lower level is a versatile space, perfect for an office, game room, or theatre area. The property is fully fenced, providing privacy and security, while the deck and spacious patio offer plenty of room for outdoor gatherings. Whether you're enjoying the serene backyard or taking a leisurely stroll through the neighborhood, you'll appreciate the tranquility this home provides. With quick access to I-25, you're just minutes away from Firestone, Fort Collins, Longmont, Boulder, and a short 45-minute drive to Denver. This gem is a must-see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.54
Remaining Loan Term
28 years, 1 months
Monthly PITI
$4,306.26/mo
Estimated Loan Balance
$548,055
Cash to close
$63,924
Interest Paid
$66,390

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2011
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Western Meadows
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Western Meadows HOA
  • HOA Amenities: Unknown
  • HOA Fee: $85
  • HOA Frequency: $Semi-Annually
Location
  • Region: Mead

Financial Details

  • Price per Sqft: $289.78
  • Tax Annual Amount: $4369
  • On Market Date: 2024-10-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $63,924 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $63,924!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$526,076
Your Cash$63,924
Total Purchase Price:$590,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$3,396/mo
Traditional @ 7.5%
$3,749/mo
You save $353/month ($4,231/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1021347

Listing From: recolorado

Last updated: 2024-12-24T13:02:27.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.54%
7.15%

Principal & Interest

$3,396 /mo
$3,614 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $63,924 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $63,924!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$526,076
Your Cash$63,924
Total Purchase Price:$590,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$3,396/mo
Traditional @ 7.5%
$3,749/mo
You save $353/month ($4,231/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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