Laura Jewett

Laura Jewett

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Closed

$620,000

($227,397 down)
FHA

15 Villa Roma, Lake Elsinore, CA 92532

4
3
2,313 sqft
PITI Monthly
$2,340.73 /mo

Listing courtesy of: AMY VINCENT, EXP REALTY OF SOUTHERN CALIFORNIA INC.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,869 /mo
$2,908 /mo

What's Special

SERENE
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
MASTER SUITE
SOAKING TUB
SEPARATE SHOWER
THEATER ROOM
PATIO
LANDSCAPED
AFFORDABLE

We’re back on the market due to buyer not performing—don’t miss this second chance at your dream home in Tuscany Hills! This stunning 4-bedroom, 2.5-bathroom gem features a 2-car garage and breathtaking views of the mountains and Canyon Lake. Step inside to discover a bright, airy living room with soaring ceilings and abundant natural light. The spacious kitchen boasts granite countertops, sleek stainless steel appliances, custom cabinetry, a large island, and an eye-catching copper sink—perfect for cooking and entertaining. Enjoy casual meals in the inviting eat-in kitchen or unwind in the adjacent den. The beautifully landscaped backyard offers low-maintenance artificial grass, a serene retreat under the shaded patio, and a large spa for ultimate relaxation. Inside, the master suite is a sanctuary with a luxurious bathroom featuring a soaking tub and separate shower. The additional bedrooms and upstairs bathroom provide ample space for family and guests, while the versatile loft is ideal for relaxing or playing games. Don’t forget the theater room—perfect for movie nights! Plus, you’ll have access to the community’s pool, gym, tennis and basketball courts, all for an affordable price. This home has it all—schedule a tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$2,340.73/mo
Estimated Loan Balance
$415,203
Cash to close
$227,397
Interest Paid
$62,851

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Den
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, Park, Suburban
HOA
  • Has HOA: Yes
  • HOA Name: Keystone Pacific
  • HOA Amenities: Unknown
  • HOA Fee: $197
  • HOA Frequency: $Monthly
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $268.05
  • Tax Annual Amount: $
  • On Market Date: 2024-04-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $227,397 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $227,397!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$392,603
Your Cash$227,397
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,869/mo
Traditional @ 7.5%
$3,016/mo
You save $1,147/month ($13,768/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV24066597

Listing From:

Last updated: 2024-12-05T05:25:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,869 /mo
$2,908 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $227,397 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $227,397!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$392,603
Your Cash$227,397
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,869/mo
Traditional @ 7.5%
$3,016/mo
You save $1,147/month ($13,768/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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