Laura Jewett

Laura Jewett

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Closed

$305,000

($126,846 down)
FHA

1594 Rusty Ridge Lane UNIT 101, Henderson, NV 89002

2
2
1,189 sqft
PITI Monthly
$1,194.93 /mo

Listing courtesy of: Wanda G Ockey, HomeSmart Encore

Assumed Rate

2.89%
7.15%

Principal & Interest

$816 /mo
$1,326 /mo

What's Special

DINING
SPACIOUS
VAULTED CEILINGS
BALCONY
LANDSCAPED
COMMUNITY POOL
WALKING TRAILS

Brand New AC Unit installed 6/2024! Stacked Stone Elevation for curb appeal! Super Cute and Clean townhome with Neutral paint t/o 2 Big bedrooms separated by a spacious open living room/Dining Room and Kitchen with high vaulted ceilings, 2 Full bathrooms and full size laundry room. Pull into your 1 car attached garage and go up the stairs to your one level unit with a balcony that boasts views of the mountains. All appliances stay, full size washer & dryer in a separate laundry room. Kitchen appliances are stainless steel and also include a refrigerator and microwave. Walk the beautifully landscaped walking trails to the community pool, spa, park and skate park all located behind the gate of the Old Vegas Ranch Community at the edge of Henderson and within minutes to Lake Mead Recreational Park and Boulder City.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,194.93/mo
Estimated Loan Balance
$178,541
Cash to close
$126,846
Interest Paid
$23,878

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Gas
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, CeramicTile, Laminate

Exterior

Fencing
  • Fencing: None, WroughtIron
Roof
  • Roof: Pitched, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: TwoStory
Materials
  • Frame, Stucco
  • Roof: Pitched, Tile
Condition
  • Year Built: 2004
Details
  • Builder: DR Horton

Community & HOA

Community
  • Subdivision: Old Vegas Ranch High Noon
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Old Vegas Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $110
  • HOA Frequency: $Monthly
Location
  • Region: Henderson

Financial Details

  • Price per Sqft: $256.52
  • Tax Annual Amount: $1074
  • On Market Date: 2025-01-09T08:30:07.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $126,846 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $126,846!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$178,154
Your Cash$126,846
Total Purchase Price:$305,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$816/mo
Traditional @ 7.5%
$1,376/mo
You save $559/month ($6,714/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 2644157

Listing From:

Last updated: 2025-02-19T00:33:31.000Z

© , GLVAR. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$816 /mo
$1,326 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $126,846 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $126,846!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$178,154
Your Cash$126,846
Total Purchase Price:$305,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$816/mo
Traditional @ 7.5%
$1,376/mo
You save $559/month ($6,714/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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