Laura Jewett

Laura Jewett

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Closed

$423,000

($264,965 down)
FHA

1588 E OAK Road, San Tan Valley, AZ 85140

4
3
2,639 sqft
PITI Monthly
$1,146.43 /mo

Listing courtesy of: Stephanie N Mainville, eXp Realty

Assumed Rate

3.45%
7.15%

Principal & Interest

$745 /mo
$1,128 /mo

What's Special

DINING
BREAKFAST NOOK
WALK-IN CLOSET
CHARMING

Seller is offering $10,000 towards buyers closing costs or to buy down buyers interest rate! Check out this charming San Tan Valley 4-bedroom property just a short drive from down town Queen Creek! The bright & airy living/dining room greets you upon entering. Tile & carpet flooring, picture & dual pane windows, and a formal family room are attributes you'll like. The kitchen comes with recessed lighting, cabinets with crown moulding, a walk-in pantry, built-in appliances, a center island that adds the counter space, and a breakfast nook ideal for quick meals. Continue upstairs to find a large loft with desk areas. The primary bedroom includes a double-door entry, a bathroom with dual sinks, and a walk-in closet. Garage is a 3 car tandem perfect for storage or additional work spa

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$1,146.43/mo
Estimated Loan Balance
$159,609
Cash to close
$264,965
Interest Paid
$17,244

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Linoleum, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Richmond American

Community & HOA

Community
  • Subdivision: WAYNE RANCH
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Brown Community
  • HOA Amenities: Unknown
  • HOA Fee: $82.5
  • HOA Frequency: $Monthly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $160.29
  • Tax Annual Amount: $1592
  • On Market Date: 2024-07-04T08:37:06.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $264,965 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $264,965!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$158,035
Your Cash:$264,965
Total Purchase Price:$423,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$745/mo
Traditional @ 7.5%
$1,170/mo
You save $425/month ($5,098/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6659283

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-04T08:05:41.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$745 /mo
$1,128 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $264,965 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $264,965!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$158,035
Your Cash:$264,965
Total Purchase Price:$423,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$745/mo
Traditional @ 7.5%
$1,170/mo
You save $425/month ($5,098/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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