Laura Jewett

Laura Jewett

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Closed

$819,000

($52,338 down)
VA

1585 Halo St, San Diego, CA 92154

3
2
1,274 sqft
PITI Monthly
$4,249.13 /mo

Listing courtesy of: Sammy Chapa, Mission Realty Group

Assumed Rate

4.48%
7.15%

Principal & Interest

$4,032 /mo
$5,388 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
RENOVATED
LUXURY
PATIO
SOLAR PANELS

Welcome to this beautiful 3 bedroom, 2 bathroom, 1,274ft.² home featuring a stunningly renovated backyard, perfect for entertaining! From the moment you walk in, you’ll feel at home in the spacious and light-filled interior, featuring large windows that bathe every room in natural light. The generously sized kitchen boasting ample cabinets for storage, plenty of counter space, a new Reverse Osmosis Alkaline filter, and a dining area is perfect for family meals or entertaining guests. French doors off the living room open to the real showstopper—a stunningly renovated backyard. Designed with both relaxation and entertaining in mind, the backyard is an oasis that perfectly blends comfort with low-maintenance living. New turf, pavers and a covered patio create an ideal setting for outdoor dining, barbecues, or simply enjoying a quiet evening under the stars. The large space offers endless potential for hosting gatherings, yet requires minimal upkeep, making it as practical as it is beautiful. Both bathrooms have been tastefully updated with modern finishes, adding a touch of luxury to your daily routine. Additional features include a newly finished 2 car garage, solar panels, helping you save on energy costs, and an electric vehicle (EV) charger plug, perfect for green living. With its inviting atmosphere, stylish updates, and fantastic outdoor space, this home is truly an entertainer’s dream and a haven for those seeking both comfort and convenience. Located in great proximity to all the shopping and dining IB has to offer!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.48
Remaining Loan Term
27 years, 2 months
Monthly PITI
$4,249.13/mo
Estimated Loan Balance
$770,147
Cash to close
$52,338
Interest Paid
$98,959

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1962
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Imperial Beach
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $642.86
  • Tax Annual Amount: $
  • On Market Date: 2024-09-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $52,338 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $52,338!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$766,663
Your Cash$52,338
Total Purchase Price:$819,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$4,032/mo
Traditional @ 7.5%
$5,589/mo
You save $1,556/month ($18,675/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240022255SD

Listing From:

Last updated: 2024-12-05T03:37:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.48%
7.15%

Principal & Interest

$4,032 /mo
$5,388 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $52,338 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $52,338!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$766,663
Your Cash$52,338
Total Purchase Price:$819,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$4,032/mo
Traditional @ 7.5%
$5,589/mo
You save $1,556/month ($18,675/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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