Laura Jewett

Laura Jewett

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Closed

$849,000

($432,852 down)
VA

1583 Gold Run Road, Chula Vista, CA 91913

3
3
1,403 sqft
PITI Monthly
$3,189.62 /mo

Listing courtesy of: Andre Hobbs, Jason Mitchell Real Estate CA

Assumed Rate

3.62%
7.15%

Principal & Interest

$2,089 /mo
$3,096 /mo

What's Special

DINING
MODERN
FIREPLACE
PATIO
COMMUNITY POOL
CLUBHOUSE
CHARMING
COZY

NEW LISTING ALERT! Discover this charming home in Otay Ranch Village, blends tranquility with modern elegance. This upgraded two-story single-family home offers 3 bedrooms, 2.5 baths, and a 2-car garage, plus a cozy side patio perfect for entertaining or unwinding. Inside, enjoy features like a dual-sided fireplace between the living and dining areas, newer wood-look laminate flooring throughout, and a Ring doorbell. Located within walking distance to Heritage Elementary, Otay Ranch High School, and the expansive 11-acre Heritage Park. Low HOA and Mello-Roos fees, with access to a community pool, clubhouse, and night security guard. Don’t miss this opportunity—see it before it’s gone!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.62
Remaining Loan Term
25 years, 0 months
Monthly PITI
$3,189.62/mo
Estimated Loan Balance
$419,458
Cash to close
$432,852
Interest Paid
$78,958

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Drywall, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom, LivingRoom, MultiSided
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: ExcellentCondition, Vinyl
Roof
  • Roof: Clay, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Drywall, Stucco
  • Roof: Clay, Tile
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Walters Management
  • HOA Amenities: Unknown
  • HOA Fee: $109
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $605.13
  • Tax Annual Amount: $10612.5
  • On Market Date: 2024-10-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $432,852 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $432,852!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$416,148
Your Cash:$432,852
Total Purchase Price:$849,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$2,089/mo
Traditional @ 7.5%
$3,211/mo
You save $1,122/month ($13,465/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2406606

Listing From:

Last updated: 2024-10-30T22:41:45.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$2,089 /mo
$3,096 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $432,852 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $432,852!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$416,148
Your Cash:$432,852
Total Purchase Price:$849,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$2,089/mo
Traditional @ 7.5%
$3,211/mo
You save $1,122/month ($13,465/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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