Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$719,000

($553,923 down)
FHA

15829 N 12TH Street, Phoenix, AZ 85022

3
3
2,389 sqft
PITI Monthly
$1,788.27 /mo

Listing courtesy of: Gregory P Johnson, United Southwest Realty

Assumed Rate

4.27%
7.15%

Principal & Interest

$1,151 /mo
$1,577 /mo

What's Special

DESIRED
SHOPPING
DINING
FIREPLACE
VAULTED CEILINGS
DECK
PATIO
MOUNTAIN VIEWS
CUL-DE-SAC
NO HOA

Large corner lot with beautiful City & Mountain views Quiet cul-de-sac Short 3 Walking distance to Lookout Mountain hiking trails. Large backyard with Covered Patio & raised Deck with city lights. Large family room W/Wood burning fireplace Climate controlled 2 car garage Newer Trane air conditioners. 3-year-old roof with double layer underlayment. Owned Large New solar system. Sized for 3 air conditioners. Added 325 sq ft making home nearly 3000 square feet in total. Evap coolers Vaulted Ceilings No HOA Close to shopping and restaurants. Extremely desired neighborhood. Homes this size rarely are available. Close to Moon Valley country club " Home is 3234 sqft of livable area. When including climate controlled, 2 car garage of 420 sqft. A partially completed addition of 325 sqft Living or Dining room that was originally an exterior courtyard in the center of the home. Needs to be built out for your needs. " Quite cul-de-sac with large corner lot, beautiful City & Mountain views. " Short 3-minute walk to Lookout Mountain hiking trails. " Large backyard with Covered Patio & raised Viewing Deck of city lights. " Large family room with wood burning fireplace. " 2 Newer Trane air conditioners for main living area. " 3-year-old roof with double layer underlayment. " Owned Large New solar system. Sized for 3 air conditioners. " 2 Evaporative coolers that are integrated into the A/C system for garage and living area. " Vaulted Ceilings. " No HOA. " Close to shopping and restaurants. " Extremely desired neighborhood. Homes this size rarely are available. " Minutes to Moon Valley country club. " Home needs full interior remodeling to be completed including minor electrical for the addition and standard kitchen and bath plumbing updating. Garage A/C needs to be replaced.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.27
Remaining Loan Term
16 years, 6 months
Monthly PITI
$1,788.27/mo
Estimated Loan Balance
$173,573
Cash to close
$553,923
Interest Paid
$116,423

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Evaporative Cooling
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Family Room
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 1986
Details
  • Builder: uk

Community & HOA

Community
  • Subdivision: NORTH SLOPE
  • Features: Near Bus Stop
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $300.96
  • Tax Annual Amount: $3062
  • On Market Date: 2025-01-15T18:20:06.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $553,923 (77%)
You can enter any amount below - secondary financing will cover the difference if needed.
77%
$

You cover the entire equity of $553,923!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.27% Sellers Rate
$165,077
Your Cash:$553,923
Total Purchase Price:$719,000

Assumed vs Traditional Mortgage

Assumed @ 4.27%
$1,151/mo
Traditional @ 7.5%
$1,635/mo
You save $484/month ($5,812/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6805235

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-21T22:57:15.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.27%
7.15%

Principal & Interest

$1,151 /mo
$1,577 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $553,923 (77%)
You can enter any amount below - secondary financing will cover the difference if needed.
77%
$

You cover the entire equity of $553,923!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.27% Sellers Rate
$165,077
Your Cash:$553,923
Total Purchase Price:$719,000

Assumed vs Traditional Mortgage

Assumed @ 4.27%
$1,151/mo
Traditional @ 7.5%
$1,635/mo
You save $484/month ($5,812/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.