Laura Jewett

Laura Jewett

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Closed

$325,000

($129,603 down)
VA

15813 W PRICKLY PEAR Trail, Surprise, AZ 85387

3
2
1,530 sqft
PITI Monthly
$1,093.65 /mo

Listing courtesy of: Brittany Greathouse, West USA Realty

Assumed Rate

2.83%
7.15%

Principal & Interest

$887 /mo
$1,453 /mo

What's Special

SHOPPING
SPACIOUS
FIREPLACE
VAULTED CEILINGS
HOME OFFICE
COZY
NO HOA

If you've been looking for the perfect blend of space, convenience, and comfort, look no further. This home sits on over an acre of land, with NO HOA, providing plenty of room for toys, animals, gardening, or whatever your heart desires. Located just minutes from shopping and with easy freeway access, you can enjoy the tranquility of country living without sacrificing convenience. New roof replaced December of 2024 and Trane AC unit installed 2022. Large enclosed workshop attached. Inside, you'll find 3 spacious bedrooms and a versatile den, complete with sliding barn doors, which can be used as a home office, playroom, or extra living space. The large walk-in pantry provides ample storage for all your kitchen essentials while the vaulted ceilings throughout the home create an open, airy atmosphere. On cooler evenings, the cozy fireplace is the perfect spot to gather and enjoy the warmth and charm. This property offers the best of both worlds,room to roam and easy access to everything you need. Don't miss out on this rare find, check it out today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 8 months
Monthly PITI
$1,093.65/mo
Estimated Loan Balance
$197,093
Cash to close
$129,603
Interest Paid
$25,143

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Living Room
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Chain Link, Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic in & Cnctd, Septic Tank
  • Water Source: Shared Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Mfg/Mobile Housing
  • Architectural Style:
Materials
  • Painted, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 2000
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: W2 E2 S2 SW4 SW4 NE4 SEC 6
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $212.42
  • Tax Annual Amount: $676
  • On Market Date: 2024-12-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $129,603 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $129,603!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$195,397
Your Cash$129,603
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$887/mo
Traditional @ 7.5%
$1,507/mo
You save $620/month ($7,437/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6793734

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-01T09:08:22.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$887 /mo
$1,453 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $129,603 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $129,603!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$195,397
Your Cash$129,603
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$887/mo
Traditional @ 7.5%
$1,507/mo
You save $620/month ($7,437/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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