Laura Jewett

Laura Jewett

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$295,000

($42,223 down)
FHA

15801 29th Ave, Clearlake, CA 95422

3
2
1,124 sqft
PITI Monthly
$1,797.14 /mo

Listing courtesy of: Jessica Elliott, Timothy Toye and Associates

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,149 /mo
$1,824 /mo

What's Special

FRESH PAINT
DINING
FIREPLACE
EFFICIENT

Welcome Home to this turn-key cutie. Ready for new owners with new carpet and fresh paint throughout. 3 BD/ 2BA home boast an open floor plan with cathedral ceilings in the main living area, making the space feel grand. Abundance of natural light makes the living space even more delightful. Wood burning fireplace in the main living area creates the perfect ambiance on cool evenings. Maintain climate comfort with energy efficient mini split. Downstairs features laundry/ mudroom, kitchen which opens to dining and living room, with the convivence of 1 bedroom and 1 bathroom. While moseying your way upstairs, enjoy the view from the open staircase that overlooks into the living room. Located upstairs, one will find 2 bedrooms and 1 bathroom. Located just out the back door is a small porch that overlooks that backyard and just a few steps from the detached 2 car garage. Conveniently located less than 5 minutes to Walmart, Starbucks, hospitals, doctor's offices, and community college. Clearlake is located approximately 2.5 hrs to San Francisco, 2 hrs to Sacramento, and about an 1.5hr from Santa Rosa.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,797.14/mo
Estimated Loan Balance
$253,777
Cash to close
$42,223
Interest Paid
$26,045

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ductless, Dual
  • Heating: Ductless
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1.5
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, DogPark, Hiking, Lake, Mountainous, Suburban, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Clearlake

Financial Details

  • Price per Sqft: $262.46
  • Tax Annual Amount: $3687.5
  • On Market Date: 2025-01-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $42,223 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $42,223!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$252,777
Your Cash$42,223
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,149/mo
Traditional @ 7.5%
$1,892/mo
You save $743/month ($8,917/year)

*Secondary financing rates are an estimated value based on input

MLS ID: LC25020788

Listing From:

Last updated: 2025-01-30T15:05:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,149 /mo
$1,824 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $42,223 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $42,223!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$252,777
Your Cash$42,223
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,149/mo
Traditional @ 7.5%
$1,892/mo
You save $743/month ($8,917/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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