Laura Jewett

Laura Jewett

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Closed

$345,000

($176,207 down)
FHA

15712 W LUNDBERG Street, Surprise, AZ 85374

3
2
1,065 sqft
PITI Monthly
$1,252.85 /mo

Listing courtesy of: Sylvia Ruiz, eXp Realty

Assumed Rate

4.14%
7.15%

Principal & Interest

$906 /mo
$1,260 /mo

What's Special

SHOPPING
DINING
VAULTED CEILINGS
PATIO
CHARMING

Home, sweet home! Comfort meets practicality in this charming single-level residence in Mountain Vista Ranch. Offering 3 beds, 2 baths, and a 2-car garage. Be greeted by a welcoming living room, excellent for receiving guests! Vaulted ceilings add to the airy feel, complemented by tons of natural light, a soothing palette, and wood-look flooring throughout. The eat-in kitchen boasts built-in appliances, a pantry, and ample wood cabinetry. Its sliding French doors open to the back, merging the inside & outside activities! Primary bedroom includes a private bathroom for added comfort. Discover the perfectly sized backyard, with a full-length covered patio & a Gazebo, making it an ideal spot to relax or enjoy BBQ! Close to schools, shopping, dining, golf courses, and freeways. Don't miss it!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.14
Remaining Loan Term
24 years, 2 months
Monthly PITI
$1,252.85/mo
Estimated Loan Balance
$171,967
Cash to close
$176,207
Interest Paid
$42,688

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1998
Details
  • Builder: Beazer

Community & HOA

Community
  • Subdivision: MOUNTAIN VISTA RANCH PARCEL 6
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: MOUNTAIN VISTA RANCH
  • HOA Amenities: Unknown
  • HOA Fee: $76
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $323.94
  • Tax Annual Amount: $779
  • On Market Date: 2024-07-04T07:44:52.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $176,207 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $176,207!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$168,793
Your Cash:$176,207
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$906/mo
Traditional @ 7.5%
$1,307/mo
You save $401/month ($4,815/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6717105

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-07-24T08:06:02.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.14%
7.15%

Principal & Interest

$906 /mo
$1,260 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $176,207 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $176,207!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$168,793
Your Cash:$176,207
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$906/mo
Traditional @ 7.5%
$1,307/mo
You save $401/month ($4,815/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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