Laura Jewett

Laura Jewett

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$445,000

($27,145 down)
FHA

156 Bayside Circle, Windsor, CO 80550

3
4
2,174 sqft
PITI Monthly
$3,285.17 /mo

Listing courtesy of: Paul Jansen, Realty One Group Fourpoints

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,655 /mo
$2,885 /mo

What's Special

DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
FINISHED BASEMENT
BALCONY
CHARMING

Welcome to this beautifully designed 3-bed, 4-bath, townhome offering a perfect balance of comfort and convenience, located in the sought-after Water Valley Community. The open floor plan and abundant natural light create a warm and welcoming atmosphere. Large windows fill the living space with sunshine, highlighting the seamless flow between the kitchen, dining, and living areas. At the heart of the home, a charming gas fireplace makes the living room an ideal spot to relax and unwind. The kitchen is equipped with stainless steel appliances, ample cabinetry and boasts a rich hardwood floor. Upstairs, the master bedroom has a large en-suite bathroom and closet, as well as a private balcony. Two other bedrooms, as well as an easily accessible laundry space finish out the upper level. The finished basement is perfect for entertaining, with a large spacious area and dry bar. Additional highlights include an attached two car garage, sauna, and maintenance free living. This home is near many lakes where you can paddle board, fish or kayak, as well as trails, golf courses and dining options. If you're looking for a home that combines relaxation, recreation, and modern comforts, this Water Valley gem is ready to welcome you.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$3,285.17/mo
Estimated Loan Balance
$418,742
Cash to close
$27,145
Interest Paid
$49,142

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Contemporary
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Water Valley
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Pelican Bay Townhomes HOA
  • HOA Amenities: Unknown
  • HOA Fee: $370
  • HOA Frequency: $Monthly
Location
  • Region: Windsor

Financial Details

  • Price per Sqft: $204.69
  • Tax Annual Amount: $3414
  • On Market Date: 2025-03-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $27,145 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $27,145!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$417,855
Your Cash$27,145
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,655/mo
Traditional @ 7.5%
$2,992/mo
You save $337/month ($4,049/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1028208

Listing From: recolorado

Last updated: 2025-04-02T19:31:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,655 /mo
$2,885 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $27,145 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $27,145!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$417,855
Your Cash$27,145
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,655/mo
Traditional @ 7.5%
$2,992/mo
You save $337/month ($4,049/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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