Laura Jewett

Laura Jewett

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Pending

$635,000

($440,577 down)
VA

1565 Caminito Zaragosa, Chula Vista, CA 91913

2
3
1,500 sqft
PITI Monthly
$1,765.4 /mo

Listing courtesy of: Kim Dinh, Real Broker

Assumed Rate

3.23%
7.15%

Principal & Interest

$937 /mo
$1,458 /mo

What's Special

MINUTES AWAY
SHOPPING
ENTERTAINMENT
SPACIOUS
COMMUNITY POOL
FITNESS CENTER
PLAYGROUND
CHARMING

Explore this stunning tri-level condo nestled in the charming Treviana community of Otay Ranch. This well-kept community features our 2-bedroom, 2.5-bathroom + LOFT + DEN! This unit also includes a spacious TWO-CAR GARAGE with plenty of storage space, ample guest parking throughout the community, and plenty of street parking right in front for extra vehicles for visitors! With a fresh coat of paint, and new carpet on the stairs installed for added comfort upon move in! This condo is uniquely positioned within the community that's facing away from other buildings, ensuring added privacy. Enjoy the refreshing community pool right next to a fully equipped fitness center. This neighborhood offers the perfect blend of convenience and tranquility, being close to everything yet tucked away from the hustle and bustle. Just a block away, Santa Venetia Park spans 7 acres and features two playgrounds, gazebos, a baseball field, soccer field, basketball courts, a skateboard park, and a walking trail! A few steps further lead you to local favorites like Sky Market, Taco Lounge, and a barbershop. Otay Ranch is continually growing, offering fantastic parks, schools, shopping, restaurants, a movie theater, and various entertainment options. Plus, you're just minutes away from Otay Lakes Reservoir, perfect for outdoor activities, and home to the United States Olympic water sports athletes!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,765.4/mo
Estimated Loan Balance
$196,476
Cash to close
$440,577
Interest Paid
$30,995

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Treviana at Lomas Verdes
  • HOA Amenities: Unknown
  • HOA Fee: $325
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $423.33
  • Tax Annual Amount: $7937.5
  • On Market Date: 2025-03-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $440,577 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $440,577!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$194,423
Your Cash:$440,577
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$937/mo
Traditional @ 7.5%
$1,513/mo
You save $575/month ($6,904/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501812

Listing From:

Last updated: 2025-03-26T00:40:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$937 /mo
$1,458 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $440,577 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $440,577!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$194,423
Your Cash:$440,577
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$937/mo
Traditional @ 7.5%
$1,513/mo
You save $575/month ($6,904/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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