Laura Jewett

Laura Jewett

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Closed

$1,150,000

($524,569 down)
VA

15630 Brenda Way, Valley Center, CA 92082

5
3
2,716 sqft
PITI Monthly
$4,446.44 /mo

Listing courtesy of: Diane Conaway, RE/MAX Connections

Assumed Rate

3.34%
7.15%

Principal & Interest

$3,033 /mo
$4,654 /mo

What's Special

SPACIOUS
MODERN
GRANITE COUNTERTOPS
FIREPLACE
HOME OFFICE
PATIO
FENCED YARD

2.75% ASSUMABLE VA LOAN! Entertainer's Delight with house and guest house! This 4 bedroom single level has spacious rooms, dual sided fireplace, and huge rear covered patio. 1 bedroom guest house is on other side of garage for privacy and has front patio and rear entrance. Close to the sparkling pool with beach entry, spa and infinity edge. House is beautifully constructed and maintained. Property extends beyond back fence. 2 solar systems and Tesla batteries. 1 solar system and batteries are owned. 2.75 ASSUMABLE VA LOAN! An entertainer’s delight, this beautiful 4 bedroom single-level home on 2+ acres features a separate 1 bedroom apartment, breathtaking panoramic views, and a fabulous infinity edge pool with waterfall. Soaring ceilings with skylights in the living area provide abundant natural light. Natural stone 2-sided gas fireplace adds ambience. The kitchen features new granite countertops and an Anderson picture window and boasts all newer LG and Samsung appliances including an induction range, side-by-side refrigerator, dishwasher and microwave. Step out onto the large covered patio area with sweeping views - the perfect place to entertain. Meander through the amazing specimen cactus garden and pick fruit from your personal grove that features citrus, avocado, persimmon, guava, apricot, and pomegranate. Enjoy spending family time in the custom beach-entry pool with hot tub while gazing out over more incredible views of Valley Center. A modern-style shed with French doors adjacent to the pool can function as a guest room, man cave or pool house. Two newer whole-house Tesla batteries ensure that you’ll never be in the dark during a power outage while two solar panel systems (one owned and one leased) let you enjoy low electric bills. The 260 sq ft guest house includes a full bathroom, refrigerator, and stacked washer/dryer. With 2 entries (one in the front and one in the back) it can be used as a home office, guest house or an income-generating rental. Recent improvements to this remarkable home include a new HVAC system, water heater, garage door opener, solar gate opener, and pool/spa heater. Partially fenced yard with separate fenced dog run. Situated on the end of a quiet street, you’ll love coming home to your private sanctuary.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.34
Remaining Loan Term
25 years, 4 months
Monthly PITI
$4,446.44/mo
Estimated Loan Balance
$774,909
Cash to close
$524,569
Interest Paid
$102,366

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, Propane
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: ChainLink, Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Gunite, Heated, Infinity, InGround, PropaneHeat, Private, SaltWater, Waterfall

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Mediterranean
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Valley Center
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Valley Center

Financial Details

  • Price per Sqft: $423.42
  • Tax Annual Amount: $14375
  • On Market Date: 2024-12-13T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $524,569 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $524,569!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.34% Sellers Rate
$625,431
Your Cash$524,569
Total Purchase Price:$1,150,000

Assumed vs Traditional Mortgage

Assumed @ 3.34%
$3,033/mo
Traditional @ 7.5%
$4,827/mo
You save $1,794/month ($21,532/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240028469SD

Listing From:

Last updated: 2025-03-24T17:29:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.34%
7.15%

Principal & Interest

$3,033 /mo
$4,654 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $524,569 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $524,569!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.34% Sellers Rate
$625,431
Your Cash$524,569
Total Purchase Price:$1,150,000

Assumed vs Traditional Mortgage

Assumed @ 3.34%
$3,033/mo
Traditional @ 7.5%
$4,827/mo
You save $1,794/month ($21,532/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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