Laura Jewett

Laura Jewett

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Closed

$579,999

($194,104 down)
FHA

15599 Oakvale Road, Escondido, CA 92027

2
1
756 sqft
PITI Monthly
$3,717.72 /mo

Listing courtesy of: Justin Nguyen, ShoppingSDHouses

Assumed Rate

6.82%
7.15%

Principal & Interest

$2,659 /mo
$2,749 /mo

What's Special

SERENE
SPACIOUS
MODERN
LAKE VIEWS
CHARMING

Nestled in the scenic hills of Escondido, this beautifully updated home offers a perfect blend of modern comfort and serene natural surroundings. With expansive views of the lake and abundant natural light throughout, this residence exudes a warm and inviting atmosphere. The spacious, open-concept design provides a seamless flow between living areas, making it ideal for both entertaining and everyday living. The property features a generous yard, perfect for outdoor activities, gardening, or simply unwinding in your private oasis. Nature enthusiasts will delight in the opportunity to spot local wildlife, including the seasonal bald eagles. Imagine waking up to panoramic lake views or enjoying the sight of majestic eagles soaring overhead. This charming home offers the best of both worlds: a peaceful retreat with breathtaking scenery and convenient access to all that Escondido has to offer. Experience the tranquility and beauty of this unique property for yourself. Your dream home awaits.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.82
Remaining Loan Term
28 years, 11 months
Monthly PITI
$3,717.72/mo
Estimated Loan Balance
$202,626
Cash to close
$194,104
Interest Paid
$29,914

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: WholeHouseFan
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1945
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $767.19
  • Tax Annual Amount: $7249.99
  • On Market Date: 2024-08-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $194,104 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $194,104!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$385,895
Your Cash$194,104
Total Purchase Price:$579,999

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$2,659/mo
Traditional @ 7.5%
$2,851/mo
You save $193/month ($2,311/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2405236

Listing From:

Last updated: 2024-09-30T18:04:23.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$2,659 /mo
$2,749 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $194,104 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $194,104!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$385,895
Your Cash$194,104
Total Purchase Price:$579,999

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$2,659/mo
Traditional @ 7.5%
$2,851/mo
You save $193/month ($2,311/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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