Laura Jewett

Laura Jewett

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Pending

$410,000

($196,948 down)
FHA

15539 Vale Street NW, Andover, MN 55304

4
3
2,514 sqft
PITI Monthly
$1,982.66 /mo

Listing courtesy of: , Jernell Realty

Assumed Rate

3.94%
7.15%

Principal & Interest

$1,238 /mo
$1,764 /mo

What's Special

DINING
SPACIOUS
VAULTED CEILINGS
PATIO
CHARMING

This charming three-level split home in Andover, MN offers 2,514 square feet of comfortable living space. With 4 bedrooms and 3 bathrooms, there's plenty of room for the whole family. The home boasts a variety of desirable features, including a patio for outdoor entertaining, ceiling fans for year-round comfort, and beautiful natural woodwork. The inground sprinklers keep the lawn lush and green, while the kitchen window adds a touch of natural light.The vaulted ceilings create an airy and spacious feel, and the chain link fence provides security and privacy. The brick exterior adds a classic touch, and the walk-out basement offers additional living space.The main floor features an informal dining room, perfect for casual meals, and a great room in the lower level, ideal for relaxation or entertaining. The main floor laundry adds convenience, and the full private primary bathroom offers a luxurious retreat.Overall, this three-level split home in Andover is a fantastic option for families seeking a comfortable and stylish living space.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.94
Remaining Loan Term
20 years, 9 months
Monthly PITI
$1,982.66/mo
Estimated Loan Balance
$215,188
Cash to close
$196,948
Interest Paid
$86,567

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick Veneer, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Invisible
Roof
  • Roof: Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick Veneer, Vinyl Siding
  • Roof: Asphalt, Pitched
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sophies Manor
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Andover

Financial Details

  • Price per Sqft: $163.09
  • Tax Annual Amount: $4917
  • On Market Date: 2024-10-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $196,948 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $196,948!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.94% Sellers Rate
$213,052
Your Cash$196,948
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 3.94%
$1,238/mo
Traditional @ 7.5%
$1,830/mo
You save $592/month ($7,103/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6611911

Listing From: northstar

Last updated: 2025-03-29T17:56:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.94%
7.15%

Principal & Interest

$1,238 /mo
$1,764 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $196,948 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $196,948!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.94% Sellers Rate
$213,052
Your Cash$196,948
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 3.94%
$1,238/mo
Traditional @ 7.5%
$1,830/mo
You save $592/month ($7,103/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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