Laura Jewett

Laura Jewett

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Active

$419,000

($71,919 down)
VA

1551 4th Ave UNIT 312, San Diego, CA 92101

N/A
1
645 sqft
PITI Monthly
$2,194.07 /mo

Listing courtesy of: Angela Avilez, Realty One Group Pacific

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,608 /mo
$2,556 /mo

What's Special

SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES

This spacious and modern studio loft in Solara Lofts offers contemporary urban living in the highly desirable Cortez Hill neighborhood. Featuring granite countertops, sleek cabinetry, and oversized windows, this open-concept unit is filled with natural light. The kitchen boasts stainless steel appliances, while the bathroom includes a full tub/shower combo for added convenience. A full-size washer and dryer are located in-unit, and air conditioning ensures year-round comfort. One of the most unique perks of this home is the four parking spaces—two assigned and two for guests, an incredible find in downtown San Diego. Located just minutes from Little Italy, Balboa Park, The Embarcadero, the Gaslamp Quarter, and SD Airport, this stunning loft offers the perfect blend of luxury and convenience. Don’t miss your chance to own a piece of downtown San Diego! Additionally, seller is offering a rare opportunity to assume a VA loan at 2.875%

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$2,194.07/mo
Estimated Loan Balance
$347,801
Cash to close
$71,919
Interest Paid
$42,626

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 0
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Flat
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Flat
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Diego
  • Features: Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: ACTION PROPERTY
  • HOA Amenities: Unknown
  • HOA Fee: $639
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $649.61
  • Tax Annual Amount: $5237.5
  • On Market Date: 2025-03-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,919 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $71,919!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$347,081
Your Cash$71,919
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,608/mo
Traditional @ 7.5%
$2,651/mo
You save $1,043/month ($12,521/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501857

Listing From:

Last updated: 2025-03-14T17:02:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,608 /mo
$2,556 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,919 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $71,919!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$347,081
Your Cash$71,919
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,608/mo
Traditional @ 7.5%
$2,651/mo
You save $1,043/month ($12,521/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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