Laura Jewett

Laura Jewett

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$789,000

($241,750 down)
FHA

1545 DEER RUN Lane, Tracy, CA 95376

5
3
2,598 sqft
PITI Monthly
$4,774.43 /mo

Listing courtesy of: John Gonzales, Keller Williams Property Team

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,470 /mo
$3,770 /mo

What's Special

ENTERTAINMENT
SPACIOUS
MODERN
BREAKFAST NOOK
FIREPLACE
COZY

Welcome to this spacious 5-bedroom, 3-bathroom home located in the desirable city of Tracy. Covering 2,598 sq ft, this residence offers a comfortable and functional layout. The kitchen is equipped with modern amenities, perfect for culinary enthusiasts. Enjoy meals in the cozy breakfast nook that adjoins the separate family room, making it an ideal space for gatherings. The house features a mix of carpet, laminate, and tile flooring, providing a blend of comfort and durability. A welcoming fireplace adds warmth and charm to the living space. The convenience of an inside laundry area makes household chores more manageable. For outdoor enthusiasts, the property includes a Gunite and in-ground pool, perfect for relaxation and entertainment. The home also features double pane windows for energy efficiency. Additional amenities include a 3-car garage and miscellaneous structures on the lot. Located within the Tracy Joint Unified School District, this home is a great fit for families. Dont miss the opportunity to make this wonderful property your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 3 months
Monthly PITI
$4,774.43/mo
Estimated Loan Balance
$548,967
Cash to close
$241,750
Interest Paid
$61,335

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Gunite, InGround

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Tracy

Financial Details

  • Price per Sqft: $303.7
  • Tax Annual Amount: $9862.5
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $241,750 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $241,750!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$547,250
Your Cash$241,750
Total Purchase Price:$789,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,470/mo
Traditional @ 7.5%
$3,911/mo
You save $441/month ($5,292/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81994897

Listing From:

Last updated: 2025-03-30T13:03:44.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,470 /mo
$3,770 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $241,750 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $241,750!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$547,250
Your Cash$241,750
Total Purchase Price:$789,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,470/mo
Traditional @ 7.5%
$3,911/mo
You save $441/month ($5,292/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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