Laura Jewett

Laura Jewett

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$819,000

($248,131 down)
VA

1544 Albata Court, San Diego, CA 92154

4
2
1,894 sqft
PITI Monthly
$2,930.64 /mo

Listing courtesy of: BRANDON GREENE, Berkshire Hathaway Homeservices California Realty

Assumed Rate

3.18%
7.15%

Principal & Interest

$2,714 /mo
$4,249 /mo

What's Special

SHOPPING
ENTERTAINMENT
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
CUL-DE-SAC
SOLAR PANELS

Welcome to your dream home in San Diego's Nestor community! This 4-bedroom, 2-bathroom gem is located in a peaceful cul-de-sac and features a spacious open floor plan with brand-new luxury vinyl flooring, plush carpets, and an upgraded kitchen boasting granite countertops and stainless-steel appliances. The large backyard offers endless possibilities for entertainment. This home features solar panels that provide energy efficiency and cost savings. A standout feature of this home is the 2.625% VA Assumable Loan, an incredible opportunity for qualified buyers to secure a lower interest rate and save thousands over the life of the loan. Ideally situated near parks, schools, shopping, and just a short drive to Imperial Beach, this property perfectly blends suburban tranquility with urban convenience. Don’t miss the chance to own this beautifully upgraded home with exceptional financial advantages!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.18
Remaining Loan Term
25 years, 6 months
Monthly PITI
$2,930.64/mo
Estimated Loan Balance
$573,262
Cash to close
$248,131
Interest Paid
$85,873

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, Solar
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, DogPark, Golf, Hiking
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $432.42
  • Tax Annual Amount: $10237.5
  • On Market Date: 2025-01-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $248,131 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $248,131!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$570,869
Your Cash$248,131
Total Purchase Price:$819,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$2,714/mo
Traditional @ 7.5%
$4,408/mo
You save $1,694/month ($20,325/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25009945

Listing From:

Last updated: 2025-01-29T01:52:56.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.18%
7.15%

Principal & Interest

$2,714 /mo
$4,249 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $248,131 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $248,131!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$570,869
Your Cash$248,131
Total Purchase Price:$819,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$2,714/mo
Traditional @ 7.5%
$4,408/mo
You save $1,694/month ($20,325/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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