Laura Jewett

Laura Jewett

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Closed

$270,000

($137,409 down)
FHA

15442 N 16TH Drive, Phoenix, AZ 85023

2
2
1,344 sqft
PITI Monthly
$1,031.27 /mo

Listing courtesy of: Keith Schreiber, Jason Mitchell Real Estate

Assumed Rate

4.07%
7.15%

Principal & Interest

$709 /mo
$995 /mo

What's Special

DINING
SPACIOUS
LANDSCAPED
CHARMING
NO HOA

Located in a well-established, quiet, and charming North Central Phoenix neighborhood, this move-in-ready home is the perfect starter! It offers 2 spacious bedrooms and 2 full baths. The open and bright great room invites you in, perfect for both casual living and formal dining. The home features ceiling fans throughout, two pantries, and ample indoor storage. You'll love the convenience of the inside laundry room with a utility sink and folding table. The kitchen boasts white cabinetry, black appliances, double ovens/double sink. Relax in your screened Arizona room or fully fenced backyard and a handy storage shed. The front yard is landscaped and low-maintenance, making this home even more appealing. No HOA! Don't miss your chance to own this charming Home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
24 years, 3 months
Monthly PITI
$1,031.27/mo
Estimated Loan Balance
$133,107
Cash to close
$137,409
Interest Paid
$32,667

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Siding, Frame - Metal
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block, Chain Link
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Mfg/Mobile Housing
  • Architectural Style: Ranch
Materials
  • Siding, Frame - Metal
  • Roof: Composition
Condition
  • Year Built: 1982
Details
  • Builder: Cavo

Community & HOA

Community
  • Subdivision: TURF MOBILE ESTATES 2 PHASE 2
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $200.89
  • Tax Annual Amount: $814
  • On Market Date: 2024-10-14T01:20:01.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $137,409 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $137,409!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$132,591
Your Cash:$137,409
Total Purchase Price:$270,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$709/mo
Traditional @ 7.5%
$1,032/mo
You save $323/month ($3,873/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6770669

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-11-09T04:14:59.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$709 /mo
$995 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $137,409 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $137,409!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$132,591
Your Cash:$137,409
Total Purchase Price:$270,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$709/mo
Traditional @ 7.5%
$1,032/mo
You save $323/month ($3,873/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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