Laura Jewett

Laura Jewett

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$325,000

($180,839 down)
VA

15387 US 71, Sauk Centre, MN 56378

3
2
1,330 sqft
PITI Monthly
$1,123.21 /mo

Listing courtesy of: , MOVE IT REAL ESTATE GROUP/LAKEHOMES.COM

Assumed Rate

3.57%
7.15%

Principal & Interest

$812 /mo
$1,210 /mo

What's Special

SPACIOUS
FIREPLACE
PATIO
EFFICIENT

Welcome to this beautifully designed one-level patio home featuring 3 bedrooms and 2 bathrooms. Home offers nice sized kitchen with great storage and newer appliances. Energy-efficient LED lighting throughout & in-floor heat. Impressive living room area with a fireplace. Step outside to your own private setting on 2.86 acres, complete with scenic views of Cedar Lake and plenty of room to roam. Enjoy the spacious patio area & new concrete pad for a pool or additional entertaining space. Home has a new roof and central air. RV hookups. Oversized attached insulated garage. Compliant septic system. Conveniently located between Long Prairie and Sauk Centre. A rare find - this property has so much to offer. Come take a tour & fall in love!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.57
Remaining Loan Term
21 years, 1 months
Monthly PITI
$1,123.21/mo
Estimated Loan Balance
$144,543
Cash to close
$180,839
Interest Paid
$51,814

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ductless Mini-Split
  • Heating: Heat Pump, Hot Water, Radiant Floor
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
  • Water Source: Drilled, Private, Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lake Cedar Ridge
  • Features: No Stairs External, No Stairs Internal
HOA
  • Has HOA: No
Location
  • Region: Sauk Centre

Financial Details

  • Price per Sqft: $244.36
  • Tax Annual Amount: $1938
  • On Market Date: 2025-03-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $180,839 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $180,839!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$144,161
Your Cash:$180,839
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$812/mo
Traditional @ 7.5%
$1,255/mo
You save $444/month ($5,325/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6684803

Listing From: northstar

Last updated: 2025-04-02T14:47:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.57%
7.15%

Principal & Interest

$812 /mo
$1,210 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $180,839 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $180,839!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$144,161
Your Cash:$180,839
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$812/mo
Traditional @ 7.5%
$1,255/mo
You save $444/month ($5,325/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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