Laura Jewett

Laura Jewett

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Closed

$350,000

($186,707 down)
FHA

15369 W HOPE Drive, Surprise, AZ 85379

3
2
1,138 sqft
PITI Monthly
$1,200.24 /mo

Listing courtesy of: April Weid, First Class Real Estate Agency

Assumed Rate

3.8%
7.15%

Principal & Interest

$846 /mo
$1,226 /mo

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
PATIO
CHARMING
COZY

Welcome to your dream home in Rancho Gabriela! This charming 3-bedroom, 2-bathroom gem invites you in with wood-look floors, filling the cozy living room with warmth and comfort. The quaint kitchen features white cabinets, stainless steel appliances, a walk-in pantry, and plenty of counter space for all your culinary adventures. Retreat to the main suite with its vaulted ceilings and private bathroom, offering a peaceful escape. Step outside to a spacious backyard with a covered patio, play area, and room for a pool, perfect for outdoor fun and memorable barbecues. This is the one you've been waiting for!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.8
Remaining Loan Term
24 years, 4 months
Monthly PITI
$1,200.24/mo
Estimated Loan Balance
$163,621
Cash to close
$186,707
Interest Paid
$36,984

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Brown Family

Community & HOA

Community
  • Subdivision: RANCHO GABRIELA PHASE 4A
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Gabriela
  • HOA Amenities: Unknown
  • HOA Fee: $0
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $307.56
  • Tax Annual Amount: $912
  • On Market Date: 2024-09-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $186,707 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $186,707!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$163,293
Your Cash:$186,707
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$846/mo
Traditional @ 7.5%
$1,272/mo
You save $426/month ($5,110/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6761309

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-24T15:18:29.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$846 /mo
$1,226 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $186,707 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $186,707!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$163,293
Your Cash:$186,707
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$846/mo
Traditional @ 7.5%
$1,272/mo
You save $426/month ($5,110/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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