Laura Jewett

Laura Jewett

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$379,000

($104,659 down)
VA

15348 W BANFF Lane, Surprise, AZ 85379

3
2
1,352 sqft
PITI Monthly
$1,480.52 /mo

Listing courtesy of: Robin Renee Boos, HomeSmart

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,252 /mo
$1,987 /mo

What's Special

SHOPPING
DINING
VAULTED CEILINGS
PATIO
CHARMING
COZY

Assumable 2.62% VA loan! Make yourself at home in this charming single-level residence in Countryside! Offering 3 beds, 2 baths, 2-car garage, & a low-care landscape. Be greeted by a living room paired with a wood-accent wall & sliding doors to the back! Vaulted ceilings add to the airy feel, complemented by a designer palette, tons of natural light, and wood-look tile flooring w/plush carpet in all the right places. The eat-in kitchen has built-in appliances and ample white cabinetry. The primary bedroom boasts an ensuite with a separate tub/shower. Your private retreat awaits out the back! A covered patio, artificial turf , and a cozy firepit complete the backyard. Conveniently close to schools, shopping, dining options, parks, and freeways. Look in document section for home upgrades.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$1,480.52/mo
Estimated Loan Balance
$274,890
Cash to close
$104,659
Interest Paid
$29,080

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Fire Pit, None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: RYLAND HOMES

Community & HOA

Community
  • Subdivision: COUNTRYSIDE UNIT 2
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Countryside
  • HOA Amenities: Unknown
  • HOA Fee: $159
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $280.33
  • Tax Annual Amount: $947
  • On Market Date: 2025-01-30T15:50:08.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,659 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $104,659!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$274,341
Your Cash$104,659
Total Purchase Price:$379,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,252/mo
Traditional @ 7.5%
$2,061/mo
You save $810/month ($9,716/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6812802

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-31T14:09:22.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,252 /mo
$1,987 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,659 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $104,659!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$274,341
Your Cash$104,659
Total Purchase Price:$379,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,252/mo
Traditional @ 7.5%
$2,061/mo
You save $810/month ($9,716/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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