Laura Jewett

Laura Jewett

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Closed

$579,000

($292,461 down)
FHA

1530 S Queen Street, Lakewood, CO 80232

4
2
1,838 sqft
PITI Monthly
$2,164.76 /mo

Listing courtesy of: April Schmidt, West and Main Homes Inc

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,498 /mo
$2,268 /mo

What's Special

LOCATION
SHOPPING
DINING
CUSTOM BUILT
STAINLESS STEEL APPLIANCES
FINISHED BASEMENT
CUL-DE-SAC

Welcome to 1530 South Queen Street situated on a desirable cul-de-sac in the highly sought after Lochwood community of Lakewood. This ranch-style home with a fully finished basement is perfect for empty-nesters and families alike! The main floor has beautiful wood plank flooring, an open living room and dining room combination that’s perfect for entertaining, as well as the primary bedroom with large walk in closet, secondary bedroom and full bathroom. The airy kitchen is complete with white cabinetry and upgraded stainless steel appliances. The basement has newer carpet as well as two ample secondary bedrooms with egress windows, a full bathroom, second living room and laundry. There is even a custom built in dog crate/room under the stairs! The roof, siding, gutters and HVAC mechanical systems were all replaced in 2021! The 2-car attached garage allows for plenty of room for parking and storage. The large lot is ready for you to make your own without any neighbors behind! Minutes to shopping, Smith Reservoir or Main Reservoir not to mention plenty of parks and trails for hiking and biking, or a quick trip to the mountains up 6th Avenue. The location just cannot be beat!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
25 years, 1 months
Monthly PITI
$2,164.76/mo
Estimated Loan Balance
$416,955
Cash to close
$292,461
Interest Paid
$54,184

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Vinyl Siding
  • Roof: Composition
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lochwood
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Lakewood

Financial Details

  • Price per Sqft: $315.02
  • Tax Annual Amount: $3142
  • On Market Date: 2024-07-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $292,461 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $292,461!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$286,539
Your Cash:$292,461
Total Purchase Price:$579,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,498/mo
Traditional @ 7.5%
$2,352/mo
You save $854/month ($10,248/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9446230

Listing From: recolorado

Last updated: 2024-10-01T18:12:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,498 /mo
$2,268 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $292,461 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $292,461!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$286,539
Your Cash:$292,461
Total Purchase Price:$579,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,498/mo
Traditional @ 7.5%
$2,352/mo
You save $854/month ($10,248/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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