Laura Jewett

Laura Jewett

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Pending

$579,000

($0 down)*
FHA

Potential short sale please verify with your agent.

1529 Laurel Ave, Richmond, CA 94805

1
2
0 sqft
PITI Monthly
$4,969.34 /mo

Listing courtesy of: AARON BALUYOT, REDFIN

Assumed Rate

6.78%
7.15%

Principal & Interest

$4,331 /mo
$4,496 /mo

What's Special

RENOVATED
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
SOAKING TUB
CHARMING

Charming country cottage home in East Richmond Heights with bay views. Lovely home is above Arlington Blvd and sits on a well manicured deep lot with Bay Views and the potential for an ADU/in-law unit. Kitchen has been recently renovated with handsome quartz counter, new cabinets, stainless steel appliances including a double oven. Crown molding and waterproof laminate hardwood floors grace the home throughout. A deep soaking tub with mosaic tiles await you in the renovated bath. Bonus detached cottage for potential income or guest house with a full bathroom. The cottage features a tank-less water heater. Wildcat Canyon Regional park is literally in your backyard. Other nearby amenities include Berkeley Country Club, Arlington Gourmet Market, Red Onion, Brasil Bistro and El Cerrito Del Norte BART.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.78
Remaining Loan Term
29 years, 0 months
Monthly PITI
$4,969.34/mo
Estimated Loan Balance
$662,838
Cash to close
$0
Interest Paid
$44,919

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: WallFurnace
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Concrete

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SharedSeptic
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Cottage
Materials
  • WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 1943
Details
  • Builder:

Community & HOA

Community
  • Subdivision: RICHMOND HEIGHTS
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Richmond

Financial Details

  • Price per Sqft: $579,000
  • Tax Annual Amount: $
  • On Market Date: 2020-02-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$579,000
Your Cash$0
Total Purchase Price:$579,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$4,331/mo
Traditional @ 7.5%
$4,497/mo
You save $166/month ($1,996/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 40896887

Listing From:

Last updated: 2024-09-30T18:56:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.78%
7.15%

Principal & Interest

$4,331 /mo
$4,496 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$579,000
Your Cash$0
Total Purchase Price:$579,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$4,331/mo
Traditional @ 7.5%
$4,497/mo
You save $166/month ($1,996/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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