Laura Jewett

Laura Jewett

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Closed

$299,900

($122,665 down)
FHA

15284 76th Street NE, Otsego, MN 55330

3
4
2,070 sqft
PITI Monthly
$1,557.49 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

4.53%
7.15%

Principal & Interest

$1,009 /mo
$1,340 /mo

What's Special

LOCATION
DINING
SPACIOUS
MODERN
WALK-IN CLOSET
SEPARATE SHOWER
MATURE TREES
CUL-DE-SAC

Townhome living that feels like a single family home! From the welcoming front porch to the corner lot w/mature trees, everything about this residence says “welcome home”. Step inside to find a light-filled living room, w/numerous windows & direct access to the front porch. The kitchen is open to the dining room & features tall cabinets, a breakfast bar & a pantry. Upstairs, you'll find all 3 spacious bedrooms conveniently located on the same level, as well as a full bathroom. The primary suite features a walk-in closet & an ensuite bathroom w/jetted tub, separate shower & double bowl vanity. Head downstairs to find a large family room, 1/2 bath & laundry. You’ll love the quiet cul-de-sac location & the fact that you are close to Otsego Elementary & the new Prairie View Middle School. This thoughtfully designed home combines modern amenities with the warmth & charm of a traditional townhome, making it an ideal choice for those seeking a maintenance free, comfortable place to call home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.53
Remaining Loan Term
23 years, 6 months
Monthly PITI
$1,557.49/mo
Estimated Loan Balance
$246,166
Cash to close
$122,665
Interest Paid
$55,154

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Pheasant Ridge 8th Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Gassen Management
  • HOA Amenities: Unknown
  • HOA Fee: $289
  • HOA Frequency: $Monthly
Location
  • Region: Otsego

Financial Details

  • Price per Sqft: $144.88
  • Tax Annual Amount: $3102
  • On Market Date: 2024-08-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $122,665 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $122,665!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.53% Sellers Rate
$177,235
Your Cash$122,665
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 4.53%
$1,009/mo
Traditional @ 7.5%
$1,390/mo
You save $381/month ($4,573/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6582042

Listing From: northstar

Last updated: 2024-12-20T18:02:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.53%
7.15%

Principal & Interest

$1,009 /mo
$1,340 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $122,665 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $122,665!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.53% Sellers Rate
$177,235
Your Cash$122,665
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 4.53%
$1,009/mo
Traditional @ 7.5%
$1,390/mo
You save $381/month ($4,573/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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