Laura Jewett

Laura Jewett

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$299,999

($129,103 down)
FHA

1527 Bidwell Drive, Chico, CA 95926

3
2
1,420 sqft
PITI Monthly
$1,697.97 /mo

Listing courtesy of: Andy Suarez, Royal Pacific Realty

Assumed Rate

4.19%
7.15%

Principal & Interest

$1,079 /mo
$1,492 /mo

What's Special

SHOPPING
DINING
SPACIOUS
CHARMING
COZY

Welcome to 1527 Bidwell Dr, Chico, CA 95926 — a fantastic opportunity for first-time homebuyers or anyone looking for a charming home with great potential! This cozy property is being sold as-is, offering the perfect canvas to make it your own. Featuring 3 bedrooms and 2 bathrooms, this home boasts a spacious layout with plenty of natural light, a warm and inviting living area, and a functional kitchen just waiting for your personal touch. The generous backyard is ideal for family gatherings, gardening, or simply relaxing on sunny Chico afternoons. Nestled in a friendly, established neighborhood, this home is conveniently close to local parks, shopping, dining, and top-rated schools. Whether you’re starting your homeownership journey or looking for a home with room to grow, this property offers endless possibilities. Don’t miss out on this incredible value!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.19
Remaining Loan Term
19 years, 3 months
Monthly PITI
$1,697.97/mo
Estimated Loan Balance
$173,755
Cash to close
$129,103
Interest Paid
$89,171

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric, Gas
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1952
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Hiking, Park
HOA
  • Has HOA: No
Location
  • Region: Chico

Financial Details

  • Price per Sqft: $211.27
  • Tax Annual Amount: $3749.99
  • On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $129,103 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $129,103!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.19% Sellers Rate
$170,896
Your Cash$129,103
Total Purchase Price:$299,999

Assumed vs Traditional Mortgage

Assumed @ 4.19%
$1,079/mo
Traditional @ 7.5%
$1,548/mo
You save $469/month ($5,624/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25053938

Listing From:

Last updated: 2025-04-01T02:32:31.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.19%
7.15%

Principal & Interest

$1,079 /mo
$1,492 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $129,103 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $129,103!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.19% Sellers Rate
$170,896
Your Cash$129,103
Total Purchase Price:$299,999

Assumed vs Traditional Mortgage

Assumed @ 4.19%
$1,079/mo
Traditional @ 7.5%
$1,548/mo
You save $469/month ($5,624/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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