Laura Jewett

Laura Jewett

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Closed

$410,000

($125,010 down)
FHA

15266 W DESERT HILLS Drive, Surprise, AZ 85379

3
2
1,800 sqft
PITI Monthly
$1,730.32 /mo

Listing courtesy of: Maria Hernandez, A.Z. & Associates

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,275 /mo
$2,016 /mo

What's Special

SPACIOUS
LUXURY
FIREPLACE
PATIO
COZY

Home, sweet home! Exceptional 3-bed, 2-bath beauty welcomes you w/a desert landscape, a 2-car garage w/extended driveway, and a cozy porch. Discover a sleek & functional semi-open floor plan w/a spacious great room allowing a greater traffic flow. Tall ceilings, custom palette, wood accent wall, luxury wood-plank vinyl flooring, and stylish light fixtures are features that can't be left unsaid. The kitchen showcases staggered cabinetry w/crown moulding, granite counters & backsplash, SS appliances, and a breakfast room. The primary bedroom has plush carpet and a private ensuite w/a clawfoot tub. The backyard was made for entertaining with its spectacular outdoor kitchen, fireplace, and paver patios. Rancho Gabriella offers parks and basketball courts. Do not miss this rare find. Act now!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$1,730.32/mo
Estimated Loan Balance
$290,606
Cash to close
$125,010
Interest Paid
$28,361

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Pulte

Community & HOA

Community
  • Subdivision: RANCHO GABRIELA PHASE 3
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Gabriela
  • HOA Amenities: Unknown
  • HOA Fee: $58
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $227.78
  • Tax Annual Amount: $1130
  • On Market Date: 2024-07-04T07:10:35.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $125,010 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $125,010!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$284,990
Your Cash$125,010
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,275/mo
Traditional @ 7.5%
$2,091/mo
You save $817/month ($9,800/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6658443

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-06T14:55:43.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,275 /mo
$2,016 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $125,010 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $125,010!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$284,990
Your Cash$125,010
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,275/mo
Traditional @ 7.5%
$2,091/mo
You save $817/month ($9,800/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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