Laura Jewett

Laura Jewett

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$550,000

($213,931 down)
FHA

1525 Waterman Street, Berthoud, CO 80513

4
3
2,486 sqft
PITI Monthly
$2,150.29 /mo

Listing courtesy of: Todd Maltzahn, Berkshire Hathaway HomeServices Rocky Mountain, Realtors-Fort Collins

Assumed Rate

3.61%
7.15%

Principal & Interest

$1,717 /mo
$2,547 /mo

What's Special

LOCATION
ENTERTAINMENT
DINING
MODERN
FINISHED BASEMENT
PATIO

This thoughtfully updated ranch-style home offering modern upgrades and a prime location. Featuring a new Class 4 roof (August 2024) with a 10-year warranty, this home is designed for durability and peace of mind. Inside, stylish paint colors create a fresh, inviting atmosphere. The main floor features custom lighting, dimmers throughout, and electrical switches within closets, enhancing functionality and ambiance. The great room flows seamlessly into the kitchen and dining area, creating an ideal space for entertaining. The primary suite includes a custom ceiling fan and light fixture, adding an extra touch of comfort. A second bedroom, full bath, and laundry room complete the main level, while the finished basement provides two additional bedrooms, a full bath, and a large family room-perfect for guests or a home theater setup. A dedicated storage room ensures ample space for organization. Outdoor features include an expanded patio with additional concrete slab, professional landscaping, and a newly painted porch, enhancing both aesthetics and usability. The heated garage includes a ceiling fan and built-in shelving, offering an ideal workspace. A convenient exterior garage door allows easy access to the backyard. Situated between Berthoud and Loveland, this home provides easy access to downtown entertainment, dining, and recreational amenities, including the TPC golf course and nearby lakes and parks. Experience quality living in a sought-after location-schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.61
Remaining Loan Term
24 years, 8 months
Monthly PITI
$2,150.29/mo
Estimated Loan Balance
$337,474
Cash to close
$213,931
Interest Paid
$68,841

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Cement Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Electric, Free Standing
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Cement Siding
  • Roof: Composition
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hammond
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Berthoud

Financial Details

  • Price per Sqft: $221.24
  • Tax Annual Amount: $
  • On Market Date: 2025-03-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $213,931 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $213,931!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$336,069
Your Cash$213,931
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$1,717/mo
Traditional @ 7.5%
$2,642/mo
You save $925/month ($11,103/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1028735

Listing From: recolorado

Last updated: 2025-04-02T21:11:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.61%
7.15%

Principal & Interest

$1,717 /mo
$2,547 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $213,931 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $213,931!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$336,069
Your Cash$213,931
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$1,717/mo
Traditional @ 7.5%
$2,642/mo
You save $925/month ($11,103/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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