Laura Jewett

Laura Jewett

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$375,000

($132,534 down)
VA

1525 Spiced Wine Avenue UNIT 12103, Henderson, NV 89074

3
3
1,412 sqft
PITI Monthly
$1,368.15 /mo

Listing courtesy of: Roger P. Owens, Signature Real Estate Group

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,103 /mo
$1,777 /mo

What's Special

GATED COMMUNITY
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
BALCONY

The original owner is presenting a beautifully upgraded home. This property may qualify for up to $15,000 in down payment and closing cost grant money through Bank of America (BOA). A view with no back neighbors. Enter a private courtyard into this stunning 2-level home w/ modern upgrades. A spacious living/dining area w/solid bamboo flooring & custom fixtures. The kitchen has upgraded cabinets, S-S appliances, granite countertops & a walk-in pantry w/storage. New black sink with a new designer faucet. The powder room has new vanity & slate flooring. Lush, carpeted stairs guide you to the upper floor w/unique laminate throughout. The primary bedroom w/covered balcony overlooking the green space. The primary bath boasts an elegant full-wall subway-tiled backsplash & dual sinks. 1’ x 2’ tile flooring in both baths w/new waterfall faucets. A NEW A/C with transferable warranty and ECOBEE. See this gated community featuring a pool, spa and walking to the fantastic Cornerstone Nature Park.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,368.15/mo
Estimated Loan Balance
$243,473
Cash to close
$132,534
Interest Paid
$28,049

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Gas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Bamboo, Carpet, LuxuryVinyl, LuxuryVinylPlank, Marble, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: TwoStory
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ladera Villas Condo Lofts
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Loretto Bay
  • HOA Amenities: Unknown
  • HOA Fee: $238
  • HOA Frequency: $Monthly
Location
  • Region: Henderson

Financial Details

  • Price per Sqft: $265.58
  • Tax Annual Amount: $1377
  • On Market Date: 2025-02-10T08:30:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $132,534 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $132,534!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$242,466
Your Cash$132,534
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,103/mo
Traditional @ 7.5%
$1,843/mo
You save $740/month ($8,874/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 2654342

Listing From:

Last updated: 2025-04-01T19:17:00.000Z

© , GLVAR. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,103 /mo
$1,777 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $132,534 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $132,534!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$242,466
Your Cash$132,534
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,103/mo
Traditional @ 7.5%
$1,843/mo
You save $740/month ($8,874/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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